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Captain Cook, HI Utility & Living Guide
Living in Captain Cook, HI offers a unique blend of tropical paradise and small-town charm with a population of around 5,000 residents.
Monthly Utility Costs
$200/mo
—
$60/mo
$30/mo
$70/mo
Housing Market
| Rent & Property | |
|---|---|
| 1 Bedroom | $1400/mo |
| 2 Bedrooms | $1800/mo |
| 3 Bedrooms | $2400/mo |
| Median Home Price | $440,000 |
| Property Tax Rate | 1.1% |
| Avg Childcare/mo | $1200 |
The housing market in Captain Cook is competitive, with a mix of older and newer homes available. Rentals are scarce, and prices are higher than in some other parts of the island. However, the area’s natural beauty and outdoor recreational opportunities make it a desirable place to live.
Cost of Living
120
+20% above national average
110
105
105
$1200
Tax Rates
| Tax Overview | |
|---|---|
| Total Sales Tax | 4.166% |
| Property Tax Rate | 1.1% |
| <p>State 4.166% + County 0% + City 0%</p> | |
Hawaii has a state income tax with rates ranging from 1.4% to 11%.
Family & Relocation
70
7.5/10
$1200/mo
City Pulse
The public transit system in Captain Cook is limited, but the area is relatively small and walkable, making it accessible for families with strollers.
- Hapuna Beach
- Puuhonua o Honaunau National Historical Park
- Kona Coffee Living History Farm
Best Neighborhoods for Families
Household Budget Calculator
Estimate your real monthly cost of living in Captain Cook based on your household profile.
Local Briefing & Neighborhood Pulse
Live Local News
Hawaii County has regulations in place to protect the environment and preserve the area’s natural beauty, including restrictions on development and zoning laws.
Financial Tools
- Income Tax CalculatorEstimate take-home pay by state
- Mortgage CalculatorMonthly payment estimator
- Affordability CalculatorHow much home can you afford?
- Childcare Cost EstimatorCompare daycare costs by city
- Retirement PlannerRetirement readiness check
- Car Lease CalculatorMonthly lease payment estimator
- Savings CalculatorGrow your emergency fund
- City Comparison ToolCompare cities side by side
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📊 Captain Cook — Census & Demographic Data
Official data from the US Census Bureau, American Community Survey.
☀️ Seasonal Utility Costs
Utility costs in Captain Cook tend to be higher in the summer months due to increased air conditioning usage, while winter months see lower costs due to mild temperatures. However, the area's tropical climate means that temperatures remain relatively consistent throughout the year, minimizing seasonal fluctuations in utility costs.
🏛️ Local Tax Details
The ZIP code 96704 has a property tax millage rate of 1.1%, with no local surtaxes.
👶 Family & Stroller Friendliness
Score 8/10, with explanation: Captain Cook has good sidewalk quality and park access, but limited elevator access in transit and some areas with steep hills, making it moderately stroller-friendly.
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