Carmi, IL Utility & Living Guide

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Carmi, Illinois Utility & Living Guide

Carmi is a city in and the county seat of White County, Illinois, United States, along the Little Wabash River. As of the 2020 census, Carmi had a population of 4,865..

Last updated: September 3, 2026
Total Utilities$315/mo
1BR Rent$651/mo
Sales Tax6.25%
COL Index97 (-3)
Family Score6/10
Median Home$97,800
📷 Live Cameras — Carmi
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🌤️ Live Weather — Carmi
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Living in Carmi, summers are hot, with Jul highs around 88.3°F, while winters are chilly, with Feb lows around 28.0°F. Winter heating is a real budget factor — 3867 degree days means 4-5 months of meaningful energy bills. The area receives 45.2 inches of rainfall per year. Within 5 miles: 8 parks and 2 schools. For hospital care, the nearest facility is in a neighboring city. Median household income: $50,116. With a 20.0% poverty rate and 65.0% homeownership, the community reflects a stable residential mix. Nearby cities: New Harmony (12mi E), Mount Vernon (18mi SE), Albion (21mi N). Air quality is Good — avg AQI 45 over the past week.
⚠️ Natural Hazard History — Carmi
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💰 Budget Calculator
🔌 Utilities
🏠 Housing
📊 Cost of Living
💰 Taxes
👨‍👩‍👧 Families
🧮 Tools

Monthly Utility Costs

⚡ Electric

$130/mo

Local utility provider
🔥 Gas

$60/mo

Local gas utility
💧 Water

$35/mo

Municipal water department
🗑️ Garbage

$25/mo

Municipal waste management
📶 Internet

$65/mo

Combined Average Overhead$315/month

Housing Market

Rent & Property
1 Bedroom$651/mo
2 Bedrooms$724/mo
3 Bedrooms$905/mo
Median Home Price$97,800
Property Tax Rate2.07%
Avg Childcare/mo$1000
Contact a local realtor for current market conditions in Carmi.

Cost of Living

Overall COL Index

97

US national avg = 100
vs National Avg

-3

Groceries

97

Transportation

100

Healthcare

100

Childcare/mo

$1000

Tax Rates

Tax Overview
Total Sales Tax6.25%
Property Tax Rate2.07%

Family & Relocation

Family Vibe Score
6/10
Safety Index

55

Higher = safer
School Rating

6

GreatSchools avg
Avg Childcare

$1000/mo

City Pulse

Population Trend
Population: 5,000

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Calculators
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📊 Carmi — Census & Demographic Data

Official data from the US Census Bureau, American Community Survey.

💰 Median Household Income
$50,116
🏠 Homeownership Rate
65.0%
🔑 Renter Rate
35.0%
📉 Poverty Rate
20.0%
💼 Unemployment Rate
1.9%
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