CDA, ID Utility & Living Guide

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CDA, ID Utility & Living Guide

Living in Coeur d'Alene, Idaho offers a unique blend of outdoor recreation and small-town charm

Last updated: June 26, 2026
Total Utilities$280/mo
1BR Rent$1100/mo
Sales Tax6%
COL Index108 (+8% above national average)
Family Score7/10
Median Home$340,000
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💰 Budget Calculator
🔌 Utilities
🏠 Housing
📊 Cost of Living
💰 Taxes
👨‍👩‍👧 Families
🧮 Tools

Monthly Utility Costs

⚡ Electric

$130/mo

Avista Utilities
🔥 Gas

N/A - Electric only
💧 Water

$50/mo

City of Coeur d'Alene Water Department
🗑️ Garbage

$30/mo

Waste Management
📶 Internet

$70/mo

Combined Average Overhead $280/month

Housing Market

Rent & Property
1 Bedroom$1100/mo
2 Bedrooms$1400/mo
3 Bedrooms$2000/mo
Median Home Price$340,000
Property Tax Rate1.1%
Avg Childcare/mo$1200

The housing market in Coeur d’Alene is competitive, with a mix of new developments and older homes. The city has seen significant growth in recent years, driving up prices. However, there are still affordable options available for renters and buyers.

Cost of Living

Overall COL Index

108

US national avg = 100
vs National Avg

+8% above national average

Groceries

105

Transportation

96

Healthcare

102

Childcare/mo

$1200

Tax Rates

Tax Overview
Total Sales Tax6%
Property Tax Rate1.1%
<p>State 6% + No County tax + No City tax</p>

Idaho has a state income tax rate of 6.925%, with deductions available for residents

Family & Relocation

Family Vibe Score
7/10
Safety Index

60

Higher = safer
School Rating

7.2/10

GreatSchools avg
Avg Childcare

$1200/mo

City Pulse

Population Trend
+10% (growing)
Political Climate
Red
Business Momentum
High, with key industries in tech, healthcare, and tourism
Top Local Concerns
Traffic, housing affordability, environmental protection
🚌 Transit for Families

Coeur d'Alene has a limited public transit system, but it is relatively stroller-friendly, with accessible buses and a downtown area that is easy to navigate on foot

🎡 Top Kid Attractions
  • 🎯
    Silverwood Theme Park
  • 🎯
    Coeur d'Alene City Park
  • 🎯
    Lake Coeur d'Alene

Best Neighborhoods for Families

The downtown area and surrounding neighborhoods, such as Cd'A Place and Lakeview, are popular with families due to their proximity to parks, schools, and amenities. The nearby town of Hayden also offers a range of family-friendly neighborhoods.

Household Budget Calculator

Estimate your real monthly cost of living in CDA based on your household profile.

Local Briefing & Neighborhood Pulse

Live Local News

Coeur d’Alene has regulations in place for short-term rentals, zoning, and environmental protection

Coeur d'Alene is experiencing growth in the tech industry, with several major companies establishing a presence in the area. This growth is driving up demand for housing and amenities, but also creating new job opportunities.

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📊 CDA — Census & Demographic Data

Official data from the US Census Bureau, American Community Survey.

☀️ Seasonal Utility Costs

Utility costs in Coeur d'Alene tend to be higher in the winter months due to heating needs, with average electricity bills increasing by 20-30% from December to February. In the summer, costs are relatively stable, with some increase in water usage due to lawn care and outdoor activities.

🏛️ Local Tax Details

The property tax millage rate in Coeur d'Alene is around 1.1%, with no local surtaxes. However, Kootenai County has a 0.2% tax on certain types of property.

👶 Family & Stroller Friendliness

8/10, with wide sidewalks, accessible parks, and a relatively flat downtown area, but some limitations in terms of public transit and elevator access in older buildings

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