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Chesterfield, VA Utility & Living Guide
Living in Chesterfield, VA offers a unique blend of rural charm and urban amenities just outside of Richmond
Monthly Utility Costs
$140/mo
—
$50/mo
$30/mo
$70/mo
Housing Market
| Rent & Property | |
|---|---|
| 1 Bedroom | $1100/mo |
| 2 Bedrooms | $1400/mo |
| 3 Bedrooms | $2000/mo |
| Median Home Price | $340,000 |
| Property Tax Rate | 1.01% |
| Avg Childcare/mo | $1200 |
The housing market in Chesterfield is relatively affordable, with a mix of new developments and established neighborhoods. Home prices have been steadily increasing over the past few years. Rentals are also available, ranging from apartments to single-family homes
Cost of Living
105
+5% above national average
102
96
101
$1200
Tax Rates
| Tax Overview | |
|---|---|
| Total Sales Tax | 5.3% |
| Property Tax Rate | 1.01% |
| <p>State 4.3% + County 1%</p> | |
Virginia has a progressive income tax system, with rates ranging from 2% to 5.75%
Family & Relocation
60
7.2/10
$1200/mo
City Pulse
Chesterfield has a limited public transit system, but it is relatively stroller-friendly, with accessible buses and some pedestrian-friendly areas
- Maymont
- Science Museum of Virginia
- Chesterfield County Parks and Recreation
Best Neighborhoods for Families
Household Budget Calculator
Estimate your real monthly cost of living in Chesterfield based on your household profile.
Local Briefing & Neighborhood Pulse
Live Local News
Chesterfield County has regulations regarding zoning, building permits, and environmental protection
Financial Tools
- Income Tax CalculatorEstimate take-home pay by state
- Mortgage CalculatorMonthly payment estimator
- Affordability CalculatorHow much home can you afford?
- Childcare Cost EstimatorCompare daycare costs by city
- Retirement PlannerRetirement readiness check
- Car Lease CalculatorMonthly lease payment estimator
- Savings CalculatorGrow your emergency fund
- City Comparison ToolCompare cities side by side
Find Another City Guide
Search by city name or ZIP code to find utility costs, housing data and cost of living guides.
📊 Chesterfield — Census & Demographic Data
Official data from the US Census Bureau, American Community Survey.
☀️ Seasonal Utility Costs
Utility costs in Chesterfield tend to be higher in the summer due to air conditioning usage, with average electric bills increasing by 20-30% during the peak summer months. In the winter, heating costs are relatively low due to the mild climate
🏛️ Local Tax Details
Key ZIP code level tax info: property tax millage rates range from 0.84 to 1.04, with no local surtaxes specific to Chesterfield county
👶 Family & Stroller Friendliness
Score 6: Chesterfield has some pedestrian-friendly areas, but sidewalk quality and park access can be limited in some neighborhoods. Elevator access in transit is available, but not always reliable
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