Chesterfield, VA Utility & Living Guide

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Tier 3 Location

Chesterfield, VA Utility & Living Guide

Living in Chesterfield, VA offers a unique blend of rural charm and urban amenities just outside of Richmond

Last updated: June 26, 2026
Total Utilities$290/mo
1BR Rent$1100/mo
Sales Tax5.3%
COL Index105 (+5% above national average)
Family Score7/10
Median Home$340,000
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⚠️ Natural Hazard History — Chesterfield
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💰 Budget Calculator
🔌 Utilities
🏠 Housing
📊 Cost of Living
💰 Taxes
👨‍👩‍👧 Families
🧮 Tools

Monthly Utility Costs

⚡ Electric

$140/mo

Dominion Energy
🔥 Gas

N/A - Electric only
💧 Water

$50/mo

Chesterfield County Utilities
🗑️ Garbage

$30/mo

Chesterfield County Public Utilities
📶 Internet

$70/mo

Combined Average Overhead $290/month

Housing Market

Rent & Property
1 Bedroom$1100/mo
2 Bedrooms$1400/mo
3 Bedrooms$2000/mo
Median Home Price$340,000
Property Tax Rate1.01%
Avg Childcare/mo$1200

The housing market in Chesterfield is relatively affordable, with a mix of new developments and established neighborhoods. Home prices have been steadily increasing over the past few years. Rentals are also available, ranging from apartments to single-family homes

Cost of Living

Overall COL Index

105

US national avg = 100
vs National Avg

+5% above national average

Groceries

102

Transportation

96

Healthcare

101

Childcare/mo

$1200

Tax Rates

Tax Overview
Total Sales Tax5.3%
Property Tax Rate1.01%
<p>State 4.3% + County 1%</p>

Virginia has a progressive income tax system, with rates ranging from 2% to 5.75%

Family & Relocation

Family Vibe Score
7/10
Safety Index

60

Higher = safer
School Rating

7.2/10

GreatSchools avg
Avg Childcare

$1200/mo

City Pulse

Population Trend
+10% (growing)
Political Climate
Purple description, with a mix of Republican and Democratic leanings
Business Momentum
High, with key industries in technology, healthcare, and manufacturing
Top Local Concerns
Traffic, education, public safety
🚌 Transit for Families

Chesterfield has a limited public transit system, but it is relatively stroller-friendly, with accessible buses and some pedestrian-friendly areas

🎡 Top Kid Attractions
  • 🎯
    Maymont
  • 🎯
    Science Museum of Virginia
  • 🎯
    Chesterfield County Parks and Recreation

Best Neighborhoods for Families

The best neighborhoods for families in Chesterfield include Midlothian, Brandermill, and Woodlake, which offer a mix of good schools, parks, and community amenities. These areas are also relatively safe and have a strong sense of community

Household Budget Calculator

Estimate your real monthly cost of living in Chesterfield based on your household profile.

Local Briefing & Neighborhood Pulse

Live Local News

Chesterfield County has regulations regarding zoning, building permits, and environmental protection

Chesterfield is experiencing growth in the tech and healthcare industries, with major companies like DuPont and Bon Secours establishing a presence in the area. This growth is expected to continue, with new developments and investments in the pipeline

Financial Tools

Calculators
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📊 Chesterfield — Census & Demographic Data

Official data from the US Census Bureau, American Community Survey.

☀️ Seasonal Utility Costs

Utility costs in Chesterfield tend to be higher in the summer due to air conditioning usage, with average electric bills increasing by 20-30% during the peak summer months. In the winter, heating costs are relatively low due to the mild climate

🏛️ Local Tax Details

Key ZIP code level tax info: property tax millage rates range from 0.84 to 1.04, with no local surtaxes specific to Chesterfield county

👶 Family & Stroller Friendliness

Score 6: Chesterfield has some pedestrian-friendly areas, but sidewalk quality and park access can be limited in some neighborhoods. Elevator access in transit is available, but not always reliable

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