Chicopee, MA Utility & Living Guide

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Tier 3 Location

Chicopee, MA Utility & Living Guide

Living in Chicopee, MA offers a mix of urban and suburban living with a rich history and outdoor recreational opportunities.

Last updated: June 26, 2026
Total Utilities$360/mo
1BR Rent$1100/mo
Sales Tax6.25%
COL Index118 (+8% above national average)
Family Score7/10
Median Home$280,000
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💰 Budget Calculator
🔌 Utilities
🏠 Housing
📊 Cost of Living
💰 Taxes
👨‍👩‍👧 Families
🧮 Tools

Monthly Utility Costs

⚡ Electric

$140/mo

Eversource Energy
🔥 Gas

$80/mo

Columbia Gas of Massachusetts
💧 Water

$50/mo

Chicopee Water Department
🗑️ Garbage

$30/mo

Chicopee Department of Public Works
📶 Internet

$60/mo

Combined Average Overhead $360/month

Housing Market

Rent & Property
1 Bedroom$1100/mo
2 Bedrooms$1400/mo
3 Bedrooms$1900/mo
Median Home Price$280,000
Property Tax Rate1.68%
Avg Childcare/mo$1200

The housing market in Chicopee is relatively affordable, with a mix of older and newer homes available. The city has seen some revitalization efforts in recent years, with new businesses and developments emerging. However, some areas of the city still struggle with poverty and disinvestment.

Cost of Living

Overall COL Index

118

US national avg = 100
vs National Avg

+8% above national average

Groceries

105

Transportation

94

Healthcare

102

Childcare/mo

$1200

Tax Rates

Tax Overview
Total Sales Tax6.25%
Property Tax Rate1.68%
<p>State 6.25% + No county tax</p>

Massachusetts has a flat state income tax rate of 5.2%, with some deductions and exemptions available

Family & Relocation

Family Vibe Score
7/10
Safety Index

55

Higher = safer
School Rating

7.2/10

GreatSchools avg
Avg Childcare

$1200/mo

City Pulse

Population Trend
+2% (growing)
Political Climate
Purple, with a mix of Democratic and Republican representation
Business Momentum
Moderate, with key industries in healthcare, education, and manufacturing
Top Local Concerns
Economic development, public safety, education
🚌 Transit for Families

Chicopee has a relatively walkable downtown area, but public transit options are limited, with some bus routes available through the Pioneer Valley Transit Authority

🎡 Top Kid Attractions
  • 🎯
    Chicopee State Park
  • 🎯
    Holyoke Children's Museum
  • 🎯
    Magic Wings Butterfly Conservatory

Best Neighborhoods for Families

The Willimansett neighborhood is a popular area for families, with tree-lined streets and a strong sense of community. The downtown area is also seeing revitalization, with new businesses and amenities emerging. The Fairview neighborhood offers a mix of older and newer homes, with easy access to parks and outdoor spaces.

Household Budget Calculator

Estimate your real monthly cost of living in Chicopee based on your household profile.

Local Briefing & Neighborhood Pulse

Live Local News

Chicopee has regulations around zoning, parking, and noise ordinances, as well as a strong focus on historic preservation

Chicopee is seeing growth in its downtown area, with new businesses and restaurants emerging, and a renewed focus on community development. However, the city still faces challenges related to poverty and economic inequality.

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📊 Chicopee — Census & Demographic Data

Official data from the US Census Bureau, American Community Survey.

☀️ Seasonal Utility Costs

Utility costs in Chicopee can fluctuate significantly by season, with higher costs in the winter due to heating and in the summer due to air conditioning. Residents can expect to pay around 20-30% more for utilities during these peak months.

🏛️ Local Tax Details

The property tax millage rate in Chicopee is around 18-20 mills, with some variation depending on the specific ZIP code and location within the city

👶 Family & Stroller Friendliness

6/10, with some areas having good sidewalk quality and park access, but limited elevator access in transit and some infrastructure challenges

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