Chincoteague Island, VA Utility & Living Guide

⚡ Amazon Prime Day 2026

Exclusive Deals for Your New Home

🛒 Shop Prime Day Deals Now

As an Amazon Associate I earn from qualifying purchases.

Tier 3 Location

Chincoteague Island, VA Utility & Living Guide

Living in Chincoteague Island offers a unique blend of small-town charm and outdoor recreation opportunities in a beautiful coastal setting

Last updated: June 26, 2026
Total Utilities$290/mo
1BR Rent$1100/mo
Sales Tax5.3%
COL Index108 (+8% above national average)
Family Score8/10
Median Home$340,000
🌤️ Live Weather — Chincoteague Island
Loading weather...
📷 Live Cameras — Chincoteague Island
Live camera
Live · refreshing...
⚠️ Natural Hazard History — Chincoteague Island
Loading hazard data...
💼 Calculate Your Future Retirement Income

Moving Your Assets to Chincoteague Island?

Moving to Chincoteague Island? Find out how much retirement income you could generate based on your current savings, age, and goals. Calculate Your Retirement Income → Free · Takes 2 minutes · No personal data required
💰 Budget Calculator
🔌 Utilities
🏠 Housing
📊 Cost of Living
💰 Taxes
👨‍👩‍👧 Families
🧮 Tools

Monthly Utility Costs

⚡ Electric

$140/mo

Delmarva Power
🔥 Gas

N/A - Electric only
💧 Water

$50/mo

Chincoteague Island Water Department
🗑️ Garbage

$30/mo

Chincoteague Island Public Works
📶 Internet

$70/mo

Combined Average Overhead $290/month

Housing Market

Rent & Property
1 Bedroom$1100/mo
2 Bedrooms$1400/mo
3 Bedrooms$2000/mo
Median Home Price$340,000
Property Tax Rate0.85%
Avg Childcare/mo$1200

The housing market in Chincoteague Island is competitive, with a mix of older homes and new construction. Rentals are scarce, especially during peak tourist season. Home prices have been rising due to the island’s popularity as a vacation destination.

Cost of Living

Overall COL Index

108

US national avg = 100
vs National Avg

+8% above national average

Groceries

105

Transportation

102

Healthcare

98

Childcare/mo

$1200

Tax Rates

Tax Overview
Total Sales Tax5.3%
Property Tax Rate0.85%
<p>State 4.3% + Local 1%</p>

Virginia has a progressive income tax system with rates ranging from 2% to 5.75%

Family & Relocation

Family Vibe Score
8/10
Safety Index

40

Higher = safer
School Rating

7.2/10

GreatSchools avg
Avg Childcare

$1200/mo

City Pulse

Population Trend
+2% (growing)
Political Climate
Purple description, with a mix of conservative and liberal views
Business Momentum
Moderate, with key industries in tourism, fishing, and small business
Top Local Concerns
Traffic, parking, and environmental conservation
🚌 Transit for Families

Chincoteague Island has limited public transportation, but the island is relatively small and walkable, with some bike-friendly roads

🎡 Top Kid Attractions
  • 🎯
    Assateague Island National Seashore
  • 🎯
    Chincoteague Island Pony Center
  • 🎯
    Chincoteague Island Water Sports

Best Neighborhoods for Families

The island's central area is popular with families, offering easy access to shops, restaurants, and outdoor activities. The north end of the island is more residential, with a mix of older homes and new construction.

Household Budget Calculator

Estimate your real monthly cost of living in Chincoteague Island based on your household profile.

Local Briefing & Neighborhood Pulse

Live Local News

Chincoteague Island has strict zoning laws and building codes to preserve the island’s natural beauty and character

Chincoteague Island's economy is driven by tourism, with a growing demand for vacation rentals and outdoor recreation activities. The island is also seeing an increase in remote workers and entrepreneurs, drawn by its natural beauty and relaxed atmosphere.

Financial Tools

Calculators
Planning Tools

Find Another City Guide

Search by city name or ZIP code to find utility costs, housing data and cost of living guides.

📊 Chincoteague Island — Census & Demographic Data

Official data from the US Census Bureau, American Community Survey.

☀️ Seasonal Utility Costs

Utility costs in Chincoteague Island vary by season, with higher electricity bills in the summer due to air conditioning usage. In the winter, heating costs are relatively low due to the island's mild climate.

🏛️ Local Tax Details

The ZIP code 23336 has a property tax millage rate of 0.85%, with no local surtaxes

👶 Family & Stroller Friendliness

Score 7: Chincoteague Island has good sidewalk quality and park access, but limited elevator access in transit and some areas with no sidewalks

🏠 Planning Your Move?

Shop moving supplies, storage solutions and home essentials

🛒 Shop on Amazon — Prime Day Deals

As an Amazon Associate I earn from qualifying purchases.