Clark Fork, ID Utility & Living Guide

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Tier 3 Location

Clark Fork, ID Utility & Living Guide

Living in Clark Fork, Idaho offers a serene and natural environment with easy access to outdoor recreation opportunities

Last updated: June 26, 2026
Total Utilities$260/mo
1BR Rent$900/mo
Sales Tax6%
COL Index94 (-6% below national average)
Family Score8/10
Median Home$280,000
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⚠️ Natural Hazard History — Clark Fork
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💰 Budget Calculator
🔌 Utilities
🏠 Housing
📊 Cost of Living
💰 Taxes
👨‍👩‍👧 Families
🧮 Tools

Monthly Utility Costs

⚡ Electric

$130/mo

Bonner County Electric Cooperative
🔥 Gas

N/A - Electric only
💧 Water

$40/mo

City of Clark Fork Water Department
🗑️ Garbage

$30/mo

Republic Services
📶 Internet

$60/mo

Combined Average Overhead $260/month

Housing Market

Rent & Property
1 Bedroom$900/mo
2 Bedrooms$1200/mo
3 Bedrooms$1800/mo
Median Home Price$280,000
Property Tax Rate0.9%
Avg Childcare/mo$800

The housing market in Clark Fork is relatively affordable, with a mix of older homes and new constructions. Rentals are limited, but available. The area is popular for its natural beauty and outdoor recreation opportunities.

Cost of Living

Overall COL Index

94

US national avg = 100
vs National Avg

-6% below national average

Groceries

105

Transportation

88

Healthcare

110

Childcare/mo

$800

Tax Rates

Tax Overview
Total Sales Tax6%
Property Tax Rate0.9%
<p>State 6% + No County or City tax</p>

Idaho has a state income tax with a top rate of 6.925%, but no local income taxes

Family & Relocation

Family Vibe Score
8/10
Safety Index

70

Higher = safer
School Rating

7/10

GreatSchools avg
Avg Childcare

$800/mo

City Pulse

Population Trend
+2% (growing)
Political Climate
Red
Business Momentum
Moderate, with key industries in tourism, healthcare, and small business
Top Local Concerns
Affordability, infrastructure, environmental conservation
🚌 Transit for Families

Public transit is limited, but the area is relatively walkable and bikeable, with some sidewalks and bike paths

🎡 Top Kid Attractions
  • 🎯
    Lake Pend Oreille
  • 🎯
    Clark Fork River
  • 🎯
    Scotchman Peak

Best Neighborhoods for Families

The downtown area and surrounding neighborhoods offer a mix of old and new homes, with easy access to amenities and outdoor recreation. The area is generally quiet and family-friendly.

Household Budget Calculator

Estimate your real monthly cost of living in Clark Fork based on your household profile.

Local Briefing & Neighborhood Pulse

Live Local News

Zoning laws and building permits are regulated by Bonner County

Clark Fork is experiencing growth in the tourism industry, driven by its natural attractions and outdoor recreation opportunities. The local economy is also supported by small businesses and entrepreneurship.

Financial Tools

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📊 Clark Fork — Census & Demographic Data

Official data from the US Census Bureau, American Community Survey.

☀️ Seasonal Utility Costs

Utility costs in Clark Fork tend to be higher in the winter months due to heating needs, while summer months see lower costs. However, the area's mild climate means that extreme temperature fluctuations are rare.

🏛️ Local Tax Details

The ZIP code 83811 has a property tax millage rate of 0.9%, with no local surtaxes

👶 Family & Stroller Friendliness

6, due to limited sidewalk infrastructure and uneven terrain in some areas, but with some accessible parks and outdoor spaces

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