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Tier 3 Location

Clark Fork, ID Utility & Living Guide

Utilities, housing, taxes, cost of living, and local insights — everything residents and families need.

Last updated: June 26, 2026

Total Utilities$260/mo

1BR Rent$900/mo

Sales Tax6%

COL Index94 (-6% below national average)

Family Score8/10

Median Home$280,000

📷 Live Cameras — Clark Fork

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🌤️ Live Weather — Clark Fork

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⚠️ Natural Hazard History — Clark Fork

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💰 Budget Calculator

🔌 Utilities

🏠 Housing

📊 Cost of Living

💰 Taxes

👨‍👩‍👧 Families

🧮 Tools

Monthly Utility Costs

⚡ Electric

$130/mo

Bonner County Electric Cooperative

🔥 Gas

—

N/A - Electric only

💧 Water

$40/mo

City of Clark Fork Water Department

🗑️ Garbage

$30/mo

Republic Services

📶 Internet

$60/mo

Combined Average Overhead$260/month

Housing Market

Rent & Property
1 Bedroom	$900/mo
2 Bedrooms	$1200/mo
3 Bedrooms	$1800/mo
Median Home Price	$280,000
Property Tax Rate	0.9%
Avg Childcare/mo	$800

The housing market in Clark Fork is relatively affordable, with a mix of older homes and new constructions. Rentals are limited, but available. The area is popular for its natural beauty and outdoor recreation opportunities.

Cost of Living

Overall COL Index

US national avg = 100

vs National Avg

-6% below national average

Groceries

105

Transportation

Healthcare

110

Childcare/mo

$800

Tax Rates

Tax Overview
Total Sales Tax	6%
Property Tax Rate	0.9%
<p>State 6% + No County or City tax</p>

Idaho has a state income tax with a top rate of 6.925%, but no local income taxes

Family & Relocation

Family Vibe Score

8/10

Safety Index

Higher = safer

School Rating

7/10

GreatSchools avg

Avg Childcare

$800/mo

City Pulse

Population Trend

+2% (growing)

Political Climate

Red

Business Momentum

Moderate, with key industries in tourism, healthcare, and small business

Top Local Concerns

Affordability, infrastructure, environmental conservation

🚌 Transit for Families

Public transit is limited, but the area is relatively walkable and bikeable, with some sidewalks and bike paths

🎡 Top Kid Attractions

🎯
Lake Pend Oreille
🎯
Clark Fork River
🎯
Scotchman Peak

Best Neighborhoods for Families

The downtown area and surrounding neighborhoods offer a mix of old and new homes, with easy access to amenities and outdoor recreation. The area is generally quiet and family-friendly.

Household Budget Calculator

Estimate your real monthly cost of living in Clark Fork based on your household profile.

📰 Live Local News

Zoning laws and building permits are regulated by Bonner County

Financial Tools

Calculators

Income Tax CalculatorEstimate take-home pay by state
Mortgage CalculatorMonthly payment estimator
Affordability CalculatorHow much home can you afford?
Childcare Cost EstimatorCompare daycare costs by city

Planning Tools

Retirement PlannerRetirement readiness check
Car Lease CalculatorMonthly lease payment estimator
Savings CalculatorGrow your emergency fund
City Comparison ToolCompare cities side by side

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📊 Clark Fork — Census & Demographic Data

Official data from the US Census Bureau, American Community Survey.

☀️ Seasonal Utility Costs

Utility costs in Clark Fork tend to be higher in the winter months due to heating needs, while summer months see lower costs. However, the area's mild climate means that extreme temperature fluctuations are rare.