Cliff Island, ME Utility & Living Guide

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Tier 3 Location

Cliff Island, ME Utility & Living Guide

Living in Cliff Island, ME offers a unique blend of coastal charm and small-town community with easy access to Portland.

Last updated: June 26, 2026
Total Utilities$300/mo
1BR Rent$1400/mo
Sales Tax5.5%
COL Index118 (+10% above national average)
Family Score7/10
Median Home$380,000
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⚠️ Natural Hazard History — Cliff Island
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💰 Budget Calculator
🔌 Utilities
🏠 Housing
📊 Cost of Living
💰 Taxes
👨‍👩‍👧 Families
🧮 Tools

Monthly Utility Costs

⚡ Electric

$150/mo

Central Maine Power
🔥 Gas

N/A - Electric only
💧 Water

$50/mo

Cliff Island Water District
🗑️ Garbage

$30/mo

Waste Management
📶 Internet

$70/mo

Combined Average Overhead $300/month

Housing Market

Rent & Property
1 Bedroom$1400/mo
2 Bedrooms$1800/mo
3 Bedrooms$2400/mo
Median Home Price$380,000
Property Tax Rate1.35%
Avg Childcare/mo$1200

The housing market in Cliff Island is competitive, with a mix of older and newer homes, and a strong demand for rentals. The island’s limited inventory and high demand drive up prices. Many residents own their homes, but rentals are available, particularly in the summer months.

Cost of Living

Overall COL Index

118

US national avg = 100
vs National Avg

+10% above national average

Groceries

105

Transportation

95

Healthcare

102

Childcare/mo

$1200

Tax Rates

Tax Overview
Total Sales Tax5.5%
Property Tax Rate1.35%
<p>State 5.5% + No County tax + No City tax</p>

Maine state income tax ranges from 5.2% to 7.95%, with no local income tax

Family & Relocation

Family Vibe Score
7/10
Safety Index

40

Higher = safer
School Rating

7.2/10

GreatSchools avg
Avg Childcare

$1200/mo

City Pulse

Population Trend
+2% (growing)
Political Climate
Blue
Business Momentum
Moderate, with key industries in tourism, fishing, and small business
Top Local Concerns
Affordability, conservation, transportation
🚌 Transit for Families

The island has limited public transportation, but the roads are generally stroller-friendly, and many amenities are within walking distance

🎡 Top Kid Attractions
  • 🎯
    Cliff Island Beach
  • 🎯
    Portland Head Light
  • 🎯
    Children's Museum of Maine

Best Neighborhoods for Families

The island's small size means that all areas are relatively family-friendly, but the northern shore has more amenities and services. The southern shore is more rural and peaceful, with easier access to conservation areas.

Household Budget Calculator

Estimate your real monthly cost of living in Cliff Island based on your household profile.

Local Briefing & Neighborhood Pulse

Live Local News

Zoning laws restrict development, and there are rules regarding waterfront construction and conservation areas

Cliff Island's economy is driven by tourism and seasonal industries, with a growing focus on sustainable practices and environmental conservation. The island's remote location and limited job market can make it challenging for some residents to find year-round employment.

Financial Tools

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📊 Cliff Island — Census & Demographic Data

Official data from the US Census Bureau, American Community Survey.

☀️ Seasonal Utility Costs

Utility costs in Cliff Island fluctuate significantly with the seasons, with higher electricity costs in the winter for heating and lower costs in the summer. However, the island's mild climate means that air conditioning is not as widely used, keeping summer utility bills relatively low.

🏛️ Local Tax Details

The ZIP code 04019 has a property tax millage rate of 18.50, with no local surtaxes

👶 Family & Stroller Friendliness

8/10, with wide sidewalks, easy access to parks, and a relatively flat terrain, but limited elevator access in some older buildings and a lack of public transportation options

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