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Clinchfield, GA Utility & Living Guide

Utilities, housing, taxes, cost of living, and local insights — everything residents and families need.

Last updated: June 26, 2026

Total Utilities$280/mo

1BR Rent$1000/mo

Sales Tax8%

COL Index105 (+5% above national average)

Family Score7/10

Median Home$280,000

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⚠️ Natural Hazard History — Clinchfield

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💰 Budget Calculator

🔌 Utilities

🏠 Housing

📊 Cost of Living

💰 Taxes

👨‍👩‍👧 Families

🧮 Tools

Monthly Utility Costs

⚡ Electric

$140/mo

Georgia Power

🔥 Gas

—

N/A - Electric only

💧 Water

$50/mo

City of Clinchfield Water Department

🗑️ Garbage

$30/mo

Waste Management

📶 Internet

$60/mo

Combined Average Overhead$280/month

Housing Market

Rent & Property
1 Bedroom	$1000/mo
2 Bedrooms	$1400/mo
3 Bedrooms	$1900/mo
Median Home Price	$280,000
Property Tax Rate	1.15%
Avg Childcare/mo	$900

The housing market in Clinchfield is relatively affordable, with a mix of older and newer homes available. Rentals are also available, but options may be limited. The city is seeing some new construction, particularly in the form of single-family homes.

Cost of Living

Overall COL Index

105

US national avg = 100

vs National Avg

+5% above national average

Groceries

102

Transportation

Healthcare

100

Childcare/mo

$900

Tax Rates

Tax Overview
Total Sales Tax	8%
Property Tax Rate	1.15%
<p>State 4% + County 3% + City 1%</p>

Georgia has a progressive state income tax with rates ranging from 1% to 5.99%

Family & Relocation

Family Vibe Score

7/10

Safety Index

Higher = safer

School Rating

6.8/10

GreatSchools avg

Avg Childcare

$900/mo

City Pulse

Population Trend

+2% (growing)

Political Climate

Red

Business Momentum

Moderate, with key industries including manufacturing, healthcare, and education

Top Local Concerns

Economic development, public safety, infrastructure

🚌 Transit for Families

Clinchfield has limited public transportation options, but the city is relatively walkable and bikeable

🎡 Top Kid Attractions

🎯
Clinchfield City Park
🎯
Okefenokee Swamp
🎯
Waycross YMCA

Best Neighborhoods for Families

The downtown area and surrounding neighborhoods offer a mix of historic homes and newer construction, with easy access to local amenities. The city's outskirts have more rural areas with larger lots and a more country feel.

Household Budget Calculator

Estimate your real monthly cost of living in Clinchfield based on your household profile.

📰 Live Local News

Residents are subject to ordinances regarding noise, zoning, and property maintenance

Financial Tools

Calculators

Income Tax CalculatorEstimate take-home pay by state
Mortgage CalculatorMonthly payment estimator
Affordability CalculatorHow much home can you afford?
Childcare Cost EstimatorCompare daycare costs by city

Planning Tools

Retirement PlannerRetirement readiness check
Car Lease CalculatorMonthly lease payment estimator
Savings CalculatorGrow your emergency fund
City Comparison ToolCompare cities side by side

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📊 Clinchfield — Census & Demographic Data

Official data from the US Census Bureau, American Community Survey.

☀️ Seasonal Utility Costs

Summer months bring higher electricity bills due to air conditioning usage, while winter months see lower bills. However, Clinchfield's mild winters mean that heating costs are relatively low.

🏛️ Local Tax Details

The 31634 ZIP code has a property tax millage rate of 12.5 mills, with no local surtaxes

👶 Family & Stroller Friendliness

6, with wide sidewalks and crosswalks in the downtown area, but limited accessibility in some older neighborhoods and a lack of elevators in some public buildings

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