Clover, VA Utility & Living Guide

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Tier 3 Location

Clover, VA Utility & Living Guide

Living in Clover, VA offers a tranquil small-town experience with easy access to outdoor recreation and a strong sense of community.

Last updated: June 26, 2026
Total Utilities$248/mo
1BR Rent$900/mo
Sales Tax5.3%
COL Index94 (-6% below national average)
Family Score8/10
Median Home$280,000
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⚠️ Natural Hazard History — Clover
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💰 Budget Calculator
🔌 Utilities
🏠 Housing
📊 Cost of Living
💰 Taxes
👨‍👩‍👧 Families
🧮 Tools

Monthly Utility Costs

⚡ Electric

$128/mo

Dominion Energy
🔥 Gas

N/A - Electric only
💧 Water

$40/mo

Halifax County Public Utilities
🗑️ Garbage

$20/mo

Halifax County Waste Management
📶 Internet

$60/mo

Combined Average Overhead $248/month

Housing Market

Rent & Property
1 Bedroom$900/mo
2 Bedrooms$1200/mo
3 Bedrooms$1800/mo
Median Home Price$280,000
Property Tax Rate0.85%
Avg Childcare/mo$800

The housing market in Clover is characterized by a mix of older and newer homes, with a range of prices to suit different budgets. The town’s small size and limited inventory can lead to competitive pricing. Rentals are also available, but options may be limited.

Cost of Living

Overall COL Index

94

US national avg = 100
vs National Avg

-6% below national average

Groceries

95

Transportation

88

Healthcare

105

Childcare/mo

$800

Tax Rates

Tax Overview
Total Sales Tax5.3%
Property Tax Rate0.85%
<p>State 4.3% + County 1%</p>

Virginia has a progressive income tax system, with rates ranging from 2% to 5.75%

Family & Relocation

Family Vibe Score
8/10
Safety Index

70

Higher = safer
School Rating

7.2/10

GreatSchools avg
Avg Childcare

$800/mo

City Pulse

Population Trend
+2% (growing)
Political Climate
Red
Business Momentum
Moderate, with key industries including manufacturing, agriculture, and small business
Top Local Concerns
Economic development, infrastructure, public safety
🚌 Transit for Families

Public transportation options are limited in Clover, but the town's small size and walkability make it accessible for families with strollers

🎡 Top Kid Attractions
  • 🎯
    Halifax County Lake
  • 🎯
    Clover Community Park
  • 🎯
    South Boston Speedway

Best Neighborhoods for Families

The downtown area and surrounding neighborhoods offer a charming small-town feel, with tree-lined streets and historic homes. Families may also consider the newer developments on the outskirts of town, which offer more modern amenities.

Household Budget Calculator

Estimate your real monthly cost of living in Clover based on your household profile.

Local Briefing & Neighborhood Pulse

Live Local News

Zoning laws and building codes are in place to preserve the town’s character and ensure public safety

Clover is experiencing growth in its manufacturing sector, with new businesses and jobs being created. However, the town's small size and limited infrastructure may pose challenges for further development.

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📊 Clover — Census & Demographic Data

Official data from the US Census Bureau, American Community Survey.

☀️ Seasonal Utility Costs

Summer months bring higher electricity bills due to air conditioning usage, while winter months see increased costs for heating. Residents can expect to pay around 10-20% more for utilities during these peak seasons.

🏛️ Local Tax Details

The ZIP code 24534 has a property tax millage rate of 0.85, with no local surtaxes

👶 Family & Stroller Friendliness

6/10, with explanation: while Clover has some sidewalks and parks, the town's infrastructure is not always stroller-friendly, with some areas lacking curb cuts and smooth pavement

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