Cloverdale, VA Utility & Living Guide

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Tier 3 Location

Cloverdale, VA Utility & Living Guide

Living in Cloverdale, VA offers a tranquil small-town experience with easy access to larger cities like Roanoke.

Last updated: June 26, 2026
Total Utilities$290/mo
1BR Rent$1100/mo
Sales Tax5.3%
COL Index105 (+5% above national average)
Family Score7/10
Median Home$280,000
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⚠️ Natural Hazard History — Cloverdale
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💰 Budget Calculator
🔌 Utilities
🏠 Housing
📊 Cost of Living
💰 Taxes
👨‍👩‍👧 Families
🧮 Tools

Monthly Utility Costs

⚡ Electric

$140/mo

Appalachian Power
🔥 Gas

N/A - Electric only
💧 Water

$50/mo

Botetourt County Public Works
🗑️ Garbage

$30/mo

Botetourt County Waste Management
📶 Internet

$70/mo

Combined Average Overhead $290/month

Housing Market

Rent & Property
1 Bedroom$1100/mo
2 Bedrooms$1400/mo
3 Bedrooms$2000/mo
Median Home Price$280,000
Property Tax Rate0.83%
Avg Childcare/mo$1200

The housing market in Cloverdale is relatively stable, with a mix of older homes and new constructions. Home prices have been steadily increasing over the past few years. Rentals are also available, but options may be limited.

Cost of Living

Overall COL Index

105

US national avg = 100
vs National Avg

+5% above national average

Groceries

102

Transportation

98

Healthcare

100

Childcare/mo

$1200

Tax Rates

Tax Overview
Total Sales Tax5.3%
Property Tax Rate0.83%
<p>State 4.3% + Local 1%</p>

Virginia has a progressive income tax system with rates ranging from 2% to 5.75%

Family & Relocation

Family Vibe Score
7/10
Safety Index

60

Higher = safer
School Rating

7.2/10

GreatSchools avg
Avg Childcare

$1200/mo

City Pulse

Population Trend
+2% (growing)
Political Climate
Purple description, with a mix of conservative and liberal views
Business Momentum
Moderate, with key industries in healthcare, education, and tourism
Top Local Concerns
Traffic, education, public safety
🚌 Transit for Families

Public transit options are limited, but the area is relatively walkable and bikeable

🎡 Top Kid Attractions
  • 🎯
    Blue Ridge Parkway
  • 🎯
    Smith Mountain Lake
  • 🎯
    Roanoke Children's Museum

Best Neighborhoods for Families

The area around Cloverdale Elementary School is popular with families, with its quiet streets and proximity to parks. Other desirable neighborhoods include those near the Blue Ridge Parkway and Smith Mountain Lake.

Household Budget Calculator

Estimate your real monthly cost of living in Cloverdale based on your household profile.

Local Briefing & Neighborhood Pulse

Live Local News

Zoning laws and building permits are regulated by Botetourt County

The current financial trend in Cloverdale is a growing demand for housing and commercial development, driven by its proximity to Roanoke and the Blue Ridge Parkway. However, this growth also poses challenges for infrastructure and traffic management.

Financial Tools

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📊 Cloverdale — Census & Demographic Data

Official data from the US Census Bureau, American Community Survey.

☀️ Seasonal Utility Costs

Summer months bring higher electricity bills due to air conditioning usage, while winter months see increased costs for heating. However, the area's mild climate means that these fluctuations are relatively moderate.

🏛️ Local Tax Details

The ZIP code 24077 has a property tax millage rate of 0.83, with no local surtaxes

👶 Family & Stroller Friendliness

6, due to the area's relatively walkable streets and parks, but limited public transit options and some sidewalks in need of repair

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