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Cobalt, ID Utility & Living Guide
Utilities, housing, taxes, cost of living, and local insights — everything residents and families need.
Monthly Utility Costs
$130/mo
—
$50/mo
$30/mo
$70/mo
Housing Market
| Rent & Property | |
|---|---|
| 1 Bedroom | $1100/mo |
| 2 Bedrooms | $1400/mo |
| 3 Bedrooms | $2000/mo |
| Median Home Price | $280,000 |
| Property Tax Rate | 1.1% |
| Avg Childcare/mo | $900 |
The housing market in Cobalt is relatively affordable, with a mix of older and newer homes available. However, the town’s small size means that inventory can be limited. Rentals are also available, but may be scarce during peak season.
Cost of Living
105
+5% above national average
100
95
105
$900
Tax Rates
| Tax Overview | |
|---|---|
| Total Sales Tax | 6% |
| Property Tax Rate | 1.1% |
| <p>State 6% + no County or City tax</p> | |
Idaho has a state income tax with a top rate of 6.925%, but no local income tax
Family & Relocation
60
7/10
$900/mo
City Pulse
Cobalt has limited public transportation, but the town is relatively small and walkable, with some sidewalks and bike lanes
- Sawtooth National Forest
- Salmon River
- Cobalt Park
Best Neighborhoods for Families
Household Budget Calculator
Estimate your real monthly cost of living in Cobalt based on your household profile.
📰 Live Local News
Cobalt has regulations regarding zoning, building permits, and environmental protection
Financial Tools
- Income Tax CalculatorEstimate take-home pay by state
- Mortgage CalculatorMonthly payment estimator
- Affordability CalculatorHow much home can you afford?
- Childcare Cost EstimatorCompare daycare costs by city
- Retirement PlannerRetirement readiness check
- Car Lease CalculatorMonthly lease payment estimator
- Savings CalculatorGrow your emergency fund
- City Comparison ToolCompare cities side by side
Find Another City Guide
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📊 Cobalt — Census & Demographic Data
Official data from the US Census Bureau, American Community Survey.
☀️ Seasonal Utility Costs
Utility costs in Cobalt can fluctuate significantly by season, with higher electricity costs in the summer due to air conditioning and higher heating costs in the winter. However, the town's mild climate means that these fluctuations are relatively moderate compared to other parts of the country.
🏛️ Local Tax Details
The ZIP code 83229 has a property tax millage rate of 1.1%, with no local surtaxes
👶 Family & Stroller Friendliness
6/10, with explanation: Cobalt has some sidewalks and bike lanes, but the town's small size and limited infrastructure can make it challenging for families with strollers to get around
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