Cobbs Creek, VA Utility & Living Guide

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Cobbs Creek, VA Utility & Living Guide

Living in Cobbs Creek, VA offers a tranquil and scenic environment with easy access to outdoor recreation and a strong sense of community.

Last updated: June 26, 2026
Total Utilities$290/mo
1BR Rent$1100/mo
Sales Tax5.3%
COL Index105 (+5% above national average)
Family Score7/10
Median Home$280,000
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⚠️ Natural Hazard History — Cobbs Creek
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💰 Budget Calculator
🔌 Utilities
🏠 Housing
📊 Cost of Living
💰 Taxes
👨‍👩‍👧 Families
🧮 Tools

Monthly Utility Costs

⚡ Electric

$140/mo

Dominion Energy
🔥 Gas

N/A - Electric only
💧 Water

$50/mo

Mathews County Public Works
🗑️ Garbage

$30/mo

Waste Management
📶 Internet

$70/mo

Combined Average Overhead $290/month

Housing Market

Rent & Property
1 Bedroom$1100/mo
2 Bedrooms$1400/mo
3 Bedrooms$2000/mo
Median Home Price$280,000
Property Tax Rate0.85%
Avg Childcare/mo$1200

The housing market in Cobbs Creek is characterized by a mix of older and newer homes, with a range of prices to suit different budgets. The area is popular with families and retirees, and there is a strong sense of community. However, the market can be competitive, and buyers may need to act quickly to secure their desired property.

Cost of Living

Overall COL Index

105

US national avg = 100
vs National Avg

+5% above national average

Groceries

102

Transportation

98

Healthcare

100

Childcare/mo

$1200

Tax Rates

Tax Overview
Total Sales Tax5.3%
Property Tax Rate0.85%
<p>State 4.3% + Local 1%</p>

Virginia has a progressive state income tax system, with rates ranging from 2% to 5.75%

Family & Relocation

Family Vibe Score
7/10
Safety Index

60

Higher = safer
School Rating

7/10

GreatSchools avg
Avg Childcare

$1200/mo

City Pulse

Population Trend
+2% (growing)
Political Climate
Purple description, with a mix of conservative and liberal views
Business Momentum
Moderate, with key industries including tourism, healthcare, and technology
Top Local Concerns
Traffic, education, environmental protection
🚌 Transit for Families

The public transit system in Cobbs Creek is limited, but the area is relatively flat and easy to navigate with a stroller, with many parks and outdoor spaces that are accessible to families.

🎡 Top Kid Attractions
  • 🎯
    Mathews County Park
  • 🎯
    New Point Comfort Lighthouse
  • 🎯
    Mobjack Bay

Best Neighborhoods for Families

The best neighborhoods for families in Cobbs Creek include the areas around Mathews County Park and the waterfront, which offer a range of amenities and activities for children. The town also has a number of family-friendly communities with playgrounds and other facilities.

Household Budget Calculator

Estimate your real monthly cost of living in Cobbs Creek based on your household profile.

Local Briefing & Neighborhood Pulse

Live Local News

The county has regulations in place to protect the environment and preserve the area’s natural beauty, including restrictions on development and zoning ordinances.

The current financial trends in Cobbs Creek indicate a strong and growing economy, with a low unemployment rate and a high level of entrepreneurship. However, the area is not immune to the challenges facing the wider economy, and residents may need to be prepared for potential fluctuations in the job market.

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📊 Cobbs Creek — Census & Demographic Data

Official data from the US Census Bureau, American Community Survey.

☀️ Seasonal Utility Costs

Utility costs in Cobbs Creek tend to be higher in the summer months due to the need for air conditioning, with average electricity bills increasing by around 20% between June and August. In the winter, costs are lower, but residents may still need to budget for heating expenses, particularly in colder months like January and February.

🏛️ Local Tax Details

The ZIP code 23035 has a property tax millage rate of 0.85, with no local surtaxes

👶 Family & Stroller Friendliness

8/10, with explanation: The area has good sidewalk quality and park access, but elevator access in transit can be limited, and some areas may have uneven or unpaved paths.

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