Cocoa Beach, FL Utility & Living Guide

Tier 3 Location

Cocoa Beach, FL Utility & Living Guide

Living in Cocoa Beach offers a laid-back coastal lifestyle with easy access to beautiful beaches and outdoor activities.

Last updated: June 5, 2026
Total Utilities$255/mo
1BR Rent$1400/mo
Sales Tax7.5%
COL Index105 (+5% above national average)
Family Score6/10
Median Home$380,000
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⚠️ Natural Hazard History — Cocoa Beach
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💰 Budget Calculator
🔌 Utilities
🏠 Housing
📊 Cost of Living
💰 Taxes
👨‍👩‍👧 Families
🧮 Tools

Monthly Utility Costs

⚡ Electric

$120/mo

Florida Power & Light (FPL)
🔥 Gas

N/A
💧 Water

$45/mo

City of Cocoa Beach Utilities
🗑️ Garbage

$25/mo

City of Cocoa Beach Solid Waste
📶 Internet

$65/mo

Combined Average Overhead $255/month

Housing Market

Rent & Property
1 Bedroom$1400/mo
2 Bedrooms$1800/mo
3 Bedrooms$2400/mo
Median Home Price$380,000
Property Tax Rate1.1%
Avg Childcare/mo$1000

Housing in Cocoa Beach is a mix of beachfront properties and inland homes. Prices have risen due to demand for coastal living.

Cost of Living

Overall COL Index

105

US national avg = 100
vs National Avg

+5% above national average

Groceries

102

Transportation

98

Healthcare

100

Childcare/mo

$1000

Tax Rates

Tax Overview
Total Sales Tax7.5%
Property Tax Rate1.1%
<p>State 6% + County 1.5%</p>

Florida has no state income tax.

Family & Relocation

Family Vibe Score
6/10
Safety Index

50

Higher = safer
School Rating

6.5/10

GreatSchools avg
Avg Childcare

$1000/mo

City Pulse

Population Trend
+3% growing
Political Climate
Purple
Business Momentum
Moderate with tourism, aerospace, and marine industries
Top Local Concerns
coastal erosion, traffic congestion, affordable housing
🚌 Transit for Families

Limited public transit; most families rely on cars.

🎡 Top Kid Attractions
  • 🎯
    Kennedy Space Center Visitor Complex
  • 🎯
    Lori Wilson Park
  • 🎯
    Cocoa Beach Pier

Best Neighborhoods for Families

The area near Minutemen Causeway is popular for families. Canal-front homes offer quieter living.

Household Budget Calculator

Estimate your real monthly cost of living in Cocoa Beach based on your household profile.

Local Briefing & Neighborhood Pulse

Live Local News

Short-term rental regulations apply; beach driving permits required for certain areas.

Home prices are stabilizing after a post-pandemic surge. Tourism remains a key economic driver.

Financial Tools

Calculators
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📊 Cocoa Beach — Census & Demographic Data

Official data from the US Census Bureau, American Community Survey.

💰 Median Household Income
$73,901
👤 Median Age
57.9
🏠 Homeownership Rate
71.4%
🔑 Renter Rate
28.6%
📉 Poverty Rate
9.8%
💼 Unemployment Rate
7.3%
📡 Internet Access
88.2%
🎓 College Educated
43.4%