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Cocoa, FL Utility & Living Guide

Cocoa is a city in Brevard County, Florida, United States. Its population was 19,041 at the 2020 United States census, up from 17,140 at the 2010 census.

Last updated: July 9, 2026

Total Utilities$255/mo

1BR Rent$939/mo

Sales Tax7.5%

COL Index105 (+5% above national average)

Family Score6/10

Median Home$182,700

📷 Live Cameras — Cocoa

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🌤️ Live Weather — Cocoa

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Living in Cocoa, summers are hot, with Jul highs around 87.4°F, while winters stay mild, with Jan lows rarely below 55.8°F. At just 51 heating degree days per year, home heating costs are minimal. Annual rainfall reaches 55.2 inches, mostly summer thunderstorms. Within 5 miles: 56 parks, 7 groceries, 16 dining spots and 19 schools. For hospital care, the nearest facility is in a neighboring city. Median household income: $53,900. With a 9.3% poverty rate and 65.0% homeownership, the community reflects a stable residential mix. Nearby cities: Cape Canaveral (8mi E), Cocoa Beach (8mi E), Viera (8mi S). Air quality is Good — avg AQI 40 over the past week.

📍 City Briefing

⚠️ Natural Hazard History — Cocoa

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💰 Budget Calculator

🔌 Utilities

🏠 Housing

📊 Cost of Living

💰 Taxes

👨‍👩‍👧 Families

🧮 Tools

Monthly Utility Costs

⚡ Electric

$120/mo

Florida Power & Light (FPL)

🔥 Gas

—

N/A - Electric only

💧 Water

$45/mo

City of Cocoa Utilities

🗑️ Garbage

$25/mo

Waste Management

📶 Internet

$65/mo

Combined Average Overhead$255/month

Housing Market

Rent & Property
1 Bedroom	$939/mo
2 Bedrooms	$1044/mo
3 Bedrooms	$1305/mo
Median Home Price	$182,700
Property Tax Rate	1.2%
Avg Childcare/mo	$1000

The housing market in Cocoa is moderately priced compared to nearby coastal cities. Demand is steady due to its proximity to Cape Canaveral and Orlando.

Cost of Living

Overall COL Index

105

US national avg = 100

vs National Avg

+5% above national average

Groceries

102

Transportation

Healthcare

100

Childcare/mo

$1000

Tax Rates

Tax Overview
Total Sales Tax	7.5%
Property Tax Rate	1.2%
<p>State 6% + County 1% + City 0.5%</p>

Florida has no state income tax.

Family & Relocation

Family Vibe Score

6/10

Safety Index

Higher = safer

School Rating

6.5/10

GreatSchools avg

Avg Childcare

$1000/mo

City Pulse

Population Trend

+3% (growing)

Political Climate

Purple (mixed Republican/Democratic leanings)

Business Momentum

Moderate with key industries in aerospace, tourism, and retail

Top Local Concerns

Hurricane preparedness, traffic congestion, affordable housing

🚌 Transit for Families

Public transit is limited; Space Coast Area Transit provides bus services but stroller accessibility varies.

🎡 Top Kid Attractions

🎯
Brevard Zoo
🎯
Cocoa Beach Pier
🎯
Kennedy Space Center Visitor Complex

Best Neighborhoods for Families

Suburban areas like Viera and Rockledge are popular for families due to good schools and amenities. Downtown Cocoa offers historic charm but fewer family-oriented services.

Household Budget Calculator

Estimate your real monthly cost of living in Cocoa based on your household profile.

📰 Live Local News

Residents must adhere to Brevard County zoning laws and Cocoa city codes, including hurricane preparedness requirements.

Financial Tools

Calculators

Income Tax CalculatorEstimate take-home pay by state
Mortgage CalculatorMonthly payment estimator
Affordability CalculatorHow much home can you afford?
Childcare Cost EstimatorCompare daycare costs by city

Planning Tools

Retirement PlannerRetirement readiness check
Car Lease CalculatorMonthly lease payment estimator
Savings CalculatorGrow your emergency fund
City Comparison ToolCompare cities side by side

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📊 Cocoa — Census & Demographic Data

Official data from the US Census Bureau, American Community Survey.

💰 Median Household Income

$53,900

👤 Median Age

43.4

🏠 Homeownership Rate

65.0%

🔑 Renter Rate

35.0%

📉 Poverty Rate

9.3%

💼 Unemployment Rate

4.4%

📡 Internet Access

84.5%

🎓 College Educated

21.2%

☀️ Seasonal Utility Costs

Summer months see higher electricity costs due to air conditioning usage, while winter months are milder with lower utility bills.

🏛️ Local Tax Details

Key ZIP code level tax info: property tax millage rates vary by district, with additional surtaxes for Brevard County schools.

👶 Family & Stroller Friendliness

Score 6/10: Sidewalks are common in newer neighborhoods, but older areas may lack infrastructure. Parks are accessible but transit options are limited.

📍 Cocoa City Stories

Jul 9, 2026