Coeur D Alene, ID Utility & Living Guide

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Coeur D Alene, ID Utility & Living Guide

Utilities, housing, taxes, cost of living, and local insights — everything residents and families need.

Last updated: June 26, 2026
Total Utilities$340/mo
1BR Rent$1400/mo
Sales Tax6%
COL Index108 (+8% above national average)
Family Score7/10
Median Home$430,000
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💰 Budget Calculator
🔌 Utilities
🏠 Housing
📊 Cost of Living
💰 Taxes
👨‍👩‍👧 Families
🧮 Tools

Monthly Utility Costs

⚡ Electric

$130/mo

Avista Utilities
🔥 Gas

$60/mo

Avista Utilities
💧 Water

$50/mo

City of Coeur D Alene Water Department
🗑️ Garbage

$30/mo

Waste Management
📶 Internet

$70/mo

Combined Average Overhead$340/month

Housing Market

Rent & Property
1 Bedroom$1400/mo
2 Bedrooms$1800/mo
3 Bedrooms$2400/mo
Median Home Price$430,000
Property Tax Rate0.85%
Avg Childcare/mo$1200

The housing market in Coeur D Alene is highly competitive, with low inventory and high demand driving up prices. New developments are springing up around the city, offering a range of options for buyers. However, affordability remains a concern for many residents.

Cost of Living

Overall COL Index

108

US national avg = 100
vs National Avg

+8% above national average

Groceries

105

Transportation

96

Healthcare

102

Childcare/mo

$1200

Tax Rates

Tax Overview
Total Sales Tax6%
Property Tax Rate0.85%
<p>State 6% + No County or City tax</p>

Idaho has a state income tax rate ranging from 1.125% to 6.925%, with a top marginal rate of 6.925% applying to income above $11,554 for single filers and $23,108 for joint filers.

Family & Relocation

Family Vibe Score
7/10
Safety Index

55

Higher = safer
School Rating

7.2/10

GreatSchools avg
Avg Childcare

$1200/mo

City Pulse

Population Trend
+15% (growing)
Political Climate
Red
Business Momentum
High, with key industries including tech, healthcare, and tourism
Top Local Concerns
Affordability, traffic, and environmental protection
🚌 Transit for Families

The city's public transit system is limited, but stroller-friendly sidewalks and bike paths make it easy to get around without a car.

🎡 Top Kid Attractions
  • 🎯
    Silverwood Theme Park
  • 🎯
    Coeur D Alene City Park
  • 🎯
    and the Coeur D Alene Resort

Best Neighborhoods for Families

The downtown area and surrounding neighborhoods, such as Sanders Beach and Fort Grounds, offer a range of amenities and activities for families. The nearby town of Hayden also has a strong sense of community and excellent schools.

Household Budget Calculator

Estimate your real monthly cost of living in Coeur D Alene based on your household profile.

📰 Live Local News

The city has implemented regulations to manage growth and preserve natural resources, including zoning ordinances and environmental protections.

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📊 Coeur D Alene — Census & Demographic Data

Official data from the US Census Bureau, American Community Survey.

☀️ Seasonal Utility Costs

Utility costs in Coeur D Alene tend to be higher in the winter months due to heating needs, with the average household spending around $200-300 per month on natural gas and electricity. In the summer, costs are lower, but can still spike due to air conditioning usage.

🏛️ Local Tax Details

The property tax millage rate in Coeur D Alene is around 0.85%, with no local surtaxes. ZIP codes 83814 and 83815 have slightly higher rates due to local school district levies.

👶 Family & Stroller Friendliness

8/10, with wide sidewalks, accessible parks, and family-friendly infrastructure, but limited public transit options and some areas with steep hills or lack of elevators

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