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Columbia, Illinois Utility & Living Guide
Columbia is a city mainly in Monroe County with a small portion in St. Clair County in the U.S.
Total Utilities$315/mo
1BR Rent$942/mo
Sales Tax6.25%
COL Index97 (-3)
Family Score6/10
Median Home$277,100
📷 Live Cameras — Columbia
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🌤️ Live Weather — Columbia
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Living in Columbia, summers are hot, with Jul highs around 88.3°F, while winters are chilly, with Feb lows around 26.3°F. Winter heating is a real budget factor — 4036 degree days means 4-5 months of meaningful energy bills. The area receives 52.1 inches of rainfall per year. Within 5 miles: 8 parks, 1 grocery, 4 dining spots and 1 school. For hospital care, the nearest facility is in a neighboring city. Median household income: $106,603. With a 4.5% poverty rate and 81.7% homeownership, the community reflects a stable residential mix. Nearby cities: Oakville (6mi W), Lemay (8mi NW), Mehlville (8mi NW). Air quality is Moderate — avg AQI 52 over the past week.
⚠️ Natural Hazard History — Columbia
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💰 Budget Calculator
🔌 Utilities
🏠 Housing
📊 Cost of Living
💰 Taxes
👨👩👧 Families
🧮 Tools
Monthly Utility Costs
⚡ Electric
$130/mo
Local utility provider
🔥 Gas
$60/mo
Local gas utility
💧 Water
$35/mo
Municipal water department
🗑️ Garbage
$25/mo
Municipal waste management
📶 Internet
$65/mo
Housing Market
| Rent & Property | |
|---|---|
| 1 Bedroom | $942/mo |
| 2 Bedrooms | $1047/mo |
| 3 Bedrooms | $1308/mo |
| Median Home Price | $277,100 |
| Property Tax Rate | 2.07% |
| Avg Childcare/mo | $1000 |
Contact a local realtor for current market conditions in Columbia.
Cost of Living
Overall COL Index
97
US national avg = 100
vs National Avg
-3
Groceries
97
Transportation
100
Healthcare
100
Childcare/mo
$1000
Tax Rates
| Tax Overview | |
|---|---|
| Total Sales Tax | 6.25% |
| Property Tax Rate | 2.07% |
Family & Relocation
Family Vibe Score
6/10
Safety Index
55
Higher = safer
School Rating
6
GreatSchools avg
Avg Childcare
$1000/mo
City Pulse
Population Trend
Population: 5,000
Household Budget Calculator
Estimate your real monthly cost of living in Columbia based on your household profile.
Financial Tools
Calculators
- Income Tax CalculatorEstimate take-home pay by state
- Mortgage CalculatorMonthly payment estimator
- Affordability CalculatorHow much home can you afford?
- Childcare Cost EstimatorCompare daycare costs by city
Planning Tools
- Retirement PlannerRetirement readiness check
- Car Lease CalculatorMonthly lease payment estimator
- Savings CalculatorGrow your emergency fund
- City Comparison ToolCompare cities side by side
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📊 Columbia — Census & Demographic Data
Official data from the US Census Bureau, American Community Survey.
💰 Median Household Income
$106,603
🏠 Homeownership Rate
81.7%
🔑 Renter Rate
18.3%
📉 Poverty Rate
4.5%
💼 Unemployment Rate
0.6%
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