Commack, NY Utility & Living Guide

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Tier 3 Location

Commack, NY Utility & Living Guide

Commack offers a suburban lifestyle with excellent schools and convenient access to Long Island's amenities.

Last updated: June 25, 2026
Total Utilities$305/mo
1BR Rent$1200/mo
Sales Tax7.5%
COL Index105 (+5% above national average)
Family Score6/10
Median Home$320,000
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⚠️ Natural Hazard History — Commack
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💰 Budget Calculator
🔌 Utilities
🏠 Housing
📊 Cost of Living
💰 Taxes
👨‍👩‍👧 Families
🧮 Tools

Monthly Utility Costs

⚡ Electric

$120/mo

PSEG Long Island
🔥 Gas

$50/mo

National Grid
💧 Water

$45/mo

Suffolk County Water Authority
🗑️ Garbage

$25/mo

Town of Smithtown
📶 Internet

$65/mo

Combined Average Overhead $305/month

Housing Market

Rent & Property
1 Bedroom$1200/mo
2 Bedrooms$1600/mo
3 Bedrooms$2100/mo
Median Home Price$320,000
Property Tax Rate1.2%
Avg Childcare/mo$1000

Commack’s housing market is competitive, with steady demand for single-family homes. Prices have risen moderately due to low inventory and strong school ratings.

Cost of Living

Overall COL Index

105

US national avg = 100
vs National Avg

+5% above national average

Groceries

102

Transportation

98

Healthcare

100

Childcare/mo

$1000

Tax Rates

Tax Overview
Total Sales Tax7.5%
Property Tax Rate1.2%
<p>State 4% + County 3.5% + City 0%</p>

New York State has progressive income tax rates ranging from 4% to 8.82%.

Family & Relocation

Family Vibe Score
6/10
Safety Index

50

Higher = safer
School Rating

6.5/10

GreatSchools avg
Avg Childcare

$1000/mo

City Pulse

Population Trend
+2% (growing)
Political Climate
Purple
Business Momentum
Moderate with key industries in healthcare, retail, and education.
Top Local Concerns
Property taxes, traffic congestion, school funding
🚌 Transit for Families

Limited public transit; most families rely on cars, but sidewalks are well-maintained.

🎡 Top Kid Attractions
  • 🎯
    Commack Motor Inn
  • 🎯
    Burr Farm Park
  • 🎯
    Commack Public Library

Best Neighborhoods for Families

The neighborhoods near Commack High School are highly sought after for their proximity to top-rated schools and parks. Areas along Jericho Turnpike offer convenient access to shopping and dining.

Household Budget Calculator

Estimate your real monthly cost of living in Commack based on your household profile.

Local Briefing & Neighborhood Pulse

Live Local News

Residents must obtain permits for home renovations and adhere to strict zoning laws.

Commack is seeing increased investment in local businesses and infrastructure. Home values are rising due to demand from families seeking top-rated schools.

Financial Tools

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📊 Commack — Census & Demographic Data

Official data from the US Census Bureau, American Community Survey.

💰 Median Household Income
$153,858
👤 Median Age
45.0
🏠 Homeownership Rate
93.2%
🔑 Renter Rate
6.8%
📉 Poverty Rate
1.8%
💼 Unemployment Rate
3.8%
📡 Internet Access
91.9%
🎓 College Educated
50.4%

☀️ Seasonal Utility Costs

Utility costs peak in winter due to heating needs, while summer sees higher electricity usage for air conditioning.

🏛️ Local Tax Details

Key ZIP code level tax info: property tax millage rates vary by school district, with no local surtaxes specific to Commack.

👶 Family & Stroller Friendliness

7/10: Good sidewalk quality and park access, but limited public transit options for families.

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