Concord, MA Utility & Living Guide

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Concord, MA Utility & Living Guide

Living in Concord, MA offers a unique blend of historic charm and modern amenities in a picturesque New England setting

Last updated: June 26, 2026
Total Utilities$370/mo
1BR Rent$1800/mo
Sales Tax6.25%
COL Index146 (+20% above national average)
Family Score8/10
Median Home$640,000
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⚠️ Natural Hazard History — Concord
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💰 Budget Calculator
🔌 Utilities
🏠 Housing
📊 Cost of Living
💰 Taxes
👨‍👩‍👧 Families
🧮 Tools

Monthly Utility Costs

⚡ Electric

$140/mo

Eversource Energy
🔥 Gas

$80/mo

National Grid
💧 Water

$50/mo

Concord Water Department
🗑️ Garbage

$30/mo

Republic Services
📶 Internet

$70/mo

Combined Average Overhead $370/month

Housing Market

Rent & Property
1 Bedroom$1800/mo
2 Bedrooms$2200/mo
3 Bedrooms$2800/mo
Median Home Price$640,000
Property Tax Rate1.23%
Avg Childcare/mo$1200

Concord’s housing market is highly competitive, with a mix of historic homes and newer constructions. The town has a strong sense of community, with many residents actively involved in local preservation efforts. Home prices have been steadily increasing in recent years.

Cost of Living

Overall COL Index

146

US national avg = 100
vs National Avg

+20% above national average

Groceries

120

Transportation

90

Healthcare

105

Childcare/mo

$1200

Tax Rates

Tax Overview
Total Sales Tax6.25%
Property Tax Rate1.23%
<p>State 5.2% + No County tax + No City tax</p>

Massachusetts has a flat state income tax rate of 5.2%, with no local income taxes

Family & Relocation

Family Vibe Score
8/10
Safety Index

40

Higher = safer
School Rating

8.5/10

GreatSchools avg
Avg Childcare

$1200/mo

City Pulse

Population Trend
+2% (growing)
Political Climate
Blue
Business Momentum
High, with key industries in tech, healthcare, and education
Top Local Concerns
Traffic, affordable housing, environmental conservation
🚌 Transit for Families

Concord has a relatively walkable downtown area, but public transit options are limited. The MBTA commuter rail connects Concord to Boston, but stroller-friendly infrastructure is not always available.

🎡 Top Kid Attractions
  • 🎯
    Concord Museum
  • 🎯
    Walden Pond
  • 🎯
    Minute Man National Historical Park

Best Neighborhoods for Families

The West Concord and Downtown areas are popular with families, offering a mix of historic homes, parks, and community events. The North Concord neighborhood is also desirable, with its own village center and easy access to outdoor recreation.

Household Budget Calculator

Estimate your real monthly cost of living in Concord based on your household profile.

Local Briefing & Neighborhood Pulse

Live Local News

Concord has strict zoning laws and historic district regulations to preserve the town’s character

Concord is experiencing a surge in tech industry growth, with many startups and established companies setting up shop in the area. The town's strong school system and high quality of life make it an attractive destination for families and professionals alike.

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📊 Concord — Census & Demographic Data

Official data from the US Census Bureau, American Community Survey.

☀️ Seasonal Utility Costs

Utility costs in Concord tend to peak in winter, with high heating bills due to cold temperatures. In summer, electricity costs may increase due to air conditioning usage, but overall utility costs are relatively stable throughout the year.

🏛️ Local Tax Details

The 01742 ZIP code has a property tax millage rate of 1.23, with no local surtaxes. Homeowners may be eligible for state and local tax exemptions, such as the Massachusetts Senior Circuit Breaker Tax Credit.

👶 Family & Stroller Friendliness

7/10, with explanation: Concord's downtown area has relatively wide sidewalks and crosswalks, but some areas lack curb cuts and ramps, making it difficult for strollers to navigate. The town's many parks and outdoor spaces are generally stroller-friendly, but public transit options are limited.

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