Concord, VA Cost of Living & Utility Guide 2026

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Concord, VA Utility & Living Guide

Living in Concord, VA offers a tranquil and scenic experience with easy access to outdoor recreation and a strong sense of community.

Last updated: October 5, 2026

Total Utilities$280/mo

1BR Rent$1100/mo

Sales Tax5.3%

COL Index105 (+5% above national average)

Family Score7/10

Median Home$280,000

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Concord is experiencing growth in its local economy, driven by tourism and small businesses. However, the town still faces challenges related to infrastructure and affordable housing.

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🔌 Utilities

🏠 Housing

📊 Cost of Living

💰 Taxes

👨‍👩‍👧 Families

🧮 Tools

Monthly Utility Costs

⚡ Electric

$140/mo

Dominion Energy

🔥 Gas

—

N/A - Electric only

💧 Water

$50/mo

Appomattox County Public Works

🗑️ Garbage

$30/mo

Waste Management

📶 Internet

$60/mo

Combined Average Overhead$280/month

Housing Market

Rent & Property
1 Bedroom	$1100/mo
2 Bedrooms	$1400/mo
3 Bedrooms	$2000/mo
Median Home Price	$280,000
Property Tax Rate	0.85%
Avg Childcare/mo	$900

The housing market in Concord is relatively affordable, with a range of options from historic homes to new constructions. However, the market can be competitive, especially for homes in desirable areas. Rental properties are also available, but may be limited.

Cost of Living

Overall COL Index

105

US national avg = 100

vs National Avg

+5% above national average

Groceries

102

Transportation

Healthcare

100

Childcare/mo

$900

Tax Rates

Tax Overview
Total Sales Tax	5.3%
Property Tax Rate	0.85%
<p>State 4.3% + County 1%</p>

Virginia has a progressive income tax system, with rates ranging from 2% to 5.75%

Family & Relocation

Family Vibe Score

7/10

Safety Index

Higher = safer

School Rating

7/10

GreatSchools avg

Avg Childcare

$900/mo

City Pulse

Population Trend

+2% (growing)

Political Climate

Red

Business Momentum

Moderate, with key industries in agriculture, tourism, and small manufacturing

Top Local Concerns

Economic development, infrastructure, public safety

🚌 Transit for Families

Concord has limited public transportation options, but the town is relatively walkable and bikeable

🎡 Top Kid Attractions

🎯
Appomattox Court House National Historical Park
🎯
James River State Park
🎯
Appomattox County Recreation Center

Best Neighborhoods for Families

The downtown area and surrounding neighborhoods offer a charming and family-friendly atmosphere, with easy access to local amenities and outdoor recreation. The nearby town of Appomattox also offers a range of housing options and community amenities.

Household Budget Calculator

Estimate your real monthly cost of living in Concord based on your household profile.

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Residents are subject to Appomattox County ordinances and zoning regulations

Financial Tools

Calculators

Income Tax CalculatorEstimate take-home pay by state
Mortgage CalculatorMonthly payment estimator
Affordability CalculatorHow much home can you afford?
Childcare Cost EstimatorCompare daycare costs by city

Planning Tools

Retirement PlannerRetirement readiness check
Car Lease CalculatorMonthly lease payment estimator
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📊 Concord — Census & Demographic Data

Official data from the US Census Bureau, American Community Survey.

☀️ Seasonal Utility Costs

Summer months bring higher electricity costs due to air conditioning usage, while winter months see increased costs for heating. However, the town's mild climate means that utility costs remain relatively stable throughout the year.