Cotuit, MA Utility & Living Guide

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Cotuit, MA Utility & Living Guide

Living in Cotuit, Massachusetts, a charming coastal village on Cape Cod, offers a unique blend of natural beauty, rich history, and small-town charm.

Last updated: June 26, 2026
Total Utilities$300/mo
1BR Rent$1400/mo
Sales Tax6.25%
COL Index110 (+10% above national average)
Family Score8/10
Median Home$420,000
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📷 Live Cameras — Cotuit
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⚠️ Natural Hazard History — Cotuit
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💰 Budget Calculator
🔌 Utilities
🏠 Housing
📊 Cost of Living
💰 Taxes
👨‍👩‍👧 Families
🧮 Tools

Monthly Utility Costs

⚡ Electric

$150/mo

Eversource Energy
🔥 Gas

N/A - Electric only
💧 Water

$50/mo

Cotuit Water Department
🗑️ Garbage

$30/mo

Barnstable County Transfer Station
📶 Internet

$70/mo

Combined Average Overhead $300/month

Housing Market

Rent & Property
1 Bedroom$1400/mo
2 Bedrooms$1800/mo
3 Bedrooms$2400/mo
Median Home Price$420,000
Property Tax Rate1.15%
Avg Childcare/mo$1200

The housing market in Cotuit is highly competitive, with a limited supply of homes and high demand from summer residents and retirees. The median home price has increased significantly in recent years, making it challenging for first-time buyers to enter the market. However, the town offers a range of housing options, from cozy cottages to luxury estates.

Cost of Living

Overall COL Index

110

US national avg = 100
vs National Avg

+10% above national average

Groceries

105

Transportation

100

Healthcare

102

Childcare/mo

$1200

Tax Rates

Tax Overview
Total Sales Tax6.25%
Property Tax Rate1.15%
<p>State 5.2% + No County tax + No City tax</p>

Massachusetts has a flat state income tax rate of 5.2%, with no local income taxes.

Family & Relocation

Family Vibe Score
8/10
Safety Index

40

Higher = safer
School Rating

7.5/10

GreatSchools avg
Avg Childcare

$1200/mo

City Pulse

Population Trend
+2% (growing)
Political Climate
Blue
Business Momentum
Moderate, with key industries in tourism, healthcare, and education
Top Local Concerns
Affordability, environmental protection, traffic and parking
🚌 Transit for Families

Cotuit has a limited public transportation system, but the town is relatively small and walkable, with some stroller-friendly sidewalks and bike paths.

🎡 Top Kid Attractions
  • 🎯
    Sandy Neck Beach
  • 🎯
    Lowell Park
  • 🎯
    Cotuit Center for the Arts

Best Neighborhoods for Families

The village center and surrounding neighborhoods offer a charming and family-friendly atmosphere, with easy access to beaches, parks, and local amenities. The area around Lowell Park and the Cotuit Library is particularly popular with families, with its playgrounds, sports fields, and community events.

Household Budget Calculator

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Local Briefing & Neighborhood Pulse

Live Local News

Cotuit has strict zoning regulations and environmental protections to preserve its natural beauty and character.

The current financial trend in Cotuit is driven by a strong demand for summer rentals and a growing population of retirees, leading to increased investment in local businesses and infrastructure. However, the town faces challenges related to affordability and sustainability, with a need for more affordable housing options and environmental initiatives.

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📊 Cotuit — Census & Demographic Data

Official data from the US Census Bureau, American Community Survey.

☀️ Seasonal Utility Costs

Utility costs in Cotuit fluctuate significantly by season, with higher electricity bills in the summer due to air conditioning and higher heating oil costs in the winter. However, the town's mild climate and coastal location help to moderate energy costs compared to other parts of the country.

🏛️ Local Tax Details

The ZIP code 02635 has a property tax millage rate of 1.15, with no local surtaxes.

👶 Family & Stroller Friendliness

8/10, with wide sidewalks, accessible parks, and a relatively flat terrain, but some areas with limited pedestrian infrastructure and no elevator access in public transportation

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