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Cotuit, MA Utility & Living Guide
Utilities, housing, taxes, cost of living, and local insights — everything residents and families need.
Monthly Utility Costs
$150/mo
—
$50/mo
$30/mo
$70/mo
Housing Market
| Rent & Property | |
|---|---|
| 1 Bedroom | $1400/mo |
| 2 Bedrooms | $1800/mo |
| 3 Bedrooms | $2400/mo |
| Median Home Price | $420,000 |
| Property Tax Rate | 1.15% |
| Avg Childcare/mo | $1200 |
The housing market in Cotuit is highly competitive, with a limited supply of homes and high demand from summer residents and retirees. The median home price has increased significantly in recent years, making it challenging for first-time buyers to enter the market. However, the town offers a range of housing options, from cozy cottages to luxury estates.
Cost of Living
110
+10% above national average
105
100
102
$1200
Tax Rates
| Tax Overview | |
|---|---|
| Total Sales Tax | 6.25% |
| Property Tax Rate | 1.15% |
| <p>State 5.2% + No County tax + No City tax</p> | |
Massachusetts has a flat state income tax rate of 5.2%, with no local income taxes.
Family & Relocation
40
7.5/10
$1200/mo
City Pulse
Cotuit has a limited public transportation system, but the town is relatively small and walkable, with some stroller-friendly sidewalks and bike paths.
- Sandy Neck Beach
- Lowell Park
- Cotuit Center for the Arts
Best Neighborhoods for Families
Household Budget Calculator
Estimate your real monthly cost of living in Cotuit based on your household profile.
📰 Live Local News
Cotuit has strict zoning regulations and environmental protections to preserve its natural beauty and character.
Financial Tools
- Income Tax CalculatorEstimate take-home pay by state
- Mortgage CalculatorMonthly payment estimator
- Affordability CalculatorHow much home can you afford?
- Childcare Cost EstimatorCompare daycare costs by city
- Retirement PlannerRetirement readiness check
- Car Lease CalculatorMonthly lease payment estimator
- Savings CalculatorGrow your emergency fund
- City Comparison ToolCompare cities side by side
Find Another City Guide
Search by city name or ZIP code to find utility costs, housing data and cost of living guides.
📊 Cotuit — Census & Demographic Data
Official data from the US Census Bureau, American Community Survey.
☀️ Seasonal Utility Costs
Utility costs in Cotuit fluctuate significantly by season, with higher electricity bills in the summer due to air conditioning and higher heating oil costs in the winter. However, the town's mild climate and coastal location help to moderate energy costs compared to other parts of the country.
🏛️ Local Tax Details
The ZIP code 02635 has a property tax millage rate of 1.15, with no local surtaxes.
👶 Family & Stroller Friendliness
8/10, with wide sidewalks, accessible parks, and a relatively flat terrain, but some areas with limited pedestrian infrastructure and no elevator access in public transportation
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