Coward, SC Utility & Living Guide

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Coward, SC Utility & Living Guide

Utilities, housing, taxes, cost of living, and local insights — everything residents and families need.

Last updated: July 3, 2026
Total Utilities$255/mo
1BR Rent$664/mo
Sales Tax7%
COL Index85 (15% below national average)
Family Score7/10
Median Home$104,200
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🌤️ Live Weather — Coward
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⚠️ Natural Hazard History — Coward
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💰 Budget Calculator
🔌 Utilities
🏠 Housing
📊 Cost of Living
💰 Taxes
👨‍👩‍👧 Families
🧮 Tools

Monthly Utility Costs

⚡ Electric

$120/mo

Duke Energy
🔥 Gas

N/A - Electric only
💧 Water

$45/mo

Coward Water Department
🗑️ Garbage

$25/mo

Waste Industries
📶 Internet

$65/mo

Combined Average Overhead$255/month

Housing Market

Rent & Property
1 Bedroom$664/mo
2 Bedrooms$738/mo
3 Bedrooms$922/mo
Median Home Price$104,200
Property Tax Rate0.6%
Avg Childcare/mo$600

The housing market in Coward is affordable with a mix of older homes and new developments. Demand has been steady due to its rural charm and proximity to larger cities like Florence.

Cost of Living

Overall COL Index

85

US national avg = 100
vs National Avg

15% below national average

Groceries

90

Transportation

88

Healthcare

95

Childcare/mo

$600

Tax Rates

Tax Overview
Total Sales Tax7%
Property Tax Rate0.6%
<p>State 6% + County 1% + City 0%</p>

South Carolina has a progressive income tax ranging from 0% to 7%.

Family & Relocation

Family Vibe Score
7/10
Safety Index

70

Higher = safer
School Rating

6.5/10

GreatSchools avg
Avg Childcare

$600/mo

City Pulse

Population Trend
+2% (growing)
Political Climate
Red
Business Momentum
Low with key industries in agriculture and small retail.
Top Local Concerns
Job opportunities, school funding, infrastructure maintenance
🚌 Transit for Families

Limited public transit; most families rely on personal vehicles.

🎡 Top Kid Attractions
  • 🎯
    Coward Community Park
  • 🎯
    Florence County Library
  • 🎯
    Lynches River County Park

Best Neighborhoods for Families

Quiet suburban areas near schools are popular. The downtown area offers historic homes with larger lots.

Household Budget Calculator

Estimate your real monthly cost of living in Coward based on your household profile.

Financial Tools

Calculators
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📊 Coward — Census & Demographic Data

Official data from the US Census Bureau, American Community Survey.

💰 Median Household Income
$47,813
🏠 Homeownership Rate
65.2%
🔑 Renter Rate
34.8%
📉 Poverty Rate
28.5%
💼 Unemployment Rate
4.0%

☀️ Seasonal Utility Costs

Summer AC costs can increase electric bills by 20%. Winter heating is minimal due to mild temperatures.

🏛️ Local Tax Details

Key ZIP code level tax info: Property tax millage rate of 0.6% with no local surtaxes.

👶 Family & Stroller Friendliness

6/10: Sidewalks are limited but parks are accessible. Most family infrastructure is car-dependent.

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