Crystal Lake, IL Utility & Living Guide

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Crystal Lake, Illinois Utility & Living Guide

Crystal Lake is a city in McHenry County, Illinois, United States. Named after a lake 1.6 miles (2.6 km) southwest of the city's downtown, Crystal Lake is 45 miles (72 km) northwest of Chicago.

Last updated: September 16, 2026
Total Utilities$315/mo
1BR Rent$1217/mo
Sales Tax6.25%
COL Index97 (-3)
Family Score6/10
Median Home$271,100
📷 Live Cameras — Crystal Lake
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🌤️ Live Weather — Crystal Lake
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Living in Crystal Lake, summers are warm, peaking at 83.2°F in Jul, while winters are cold — Feb lows average 16.1°F. At 6109 heating degree days per year, winter energy bills are significant. The area receives 40.0 inches of rainfall per year. Within 5 miles: 88 parks, 3 groceries, 55 dining spots and 11 schools. One hospital serves the immediate area. Median household income: $103,018. With a 5.3% poverty rate and 78.1% homeownership, the community reflects a stable residential mix. Nearby cities: McHenry (7mi NE), Woodstock (8mi NW), Carpentersville (9mi SE). Air quality is Good — avg AQI 37 over the past week.
⚠️ Natural Hazard History — Crystal Lake
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💰 Budget Calculator
🔌 Utilities
🏠 Housing
📊 Cost of Living
💰 Taxes
👨‍👩‍👧 Families
🧮 Tools

Monthly Utility Costs

⚡ Electric

$130/mo

Local utility provider
🔥 Gas

$60/mo

Local gas utility
💧 Water

$35/mo

Municipal water department
🗑️ Garbage

$25/mo

Municipal waste management
📶 Internet

$65/mo

Combined Average Overhead$315/month

Housing Market

Rent & Property
1 Bedroom$1217/mo
2 Bedrooms$1353/mo
3 Bedrooms$1691/mo
Median Home Price$271,100
Property Tax Rate2.07%
Avg Childcare/mo$1000
Contact a local realtor for current market conditions in Crystal Lake.

Cost of Living

Overall COL Index

97

US national avg = 100
vs National Avg

-3

Groceries

97

Transportation

100

Healthcare

100

Childcare/mo

$1000

Tax Rates

Tax Overview
Total Sales Tax6.25%
Property Tax Rate2.07%

Family & Relocation

Family Vibe Score
6/10
Safety Index

55

Higher = safer
School Rating

6

GreatSchools avg
Avg Childcare

$1000/mo

City Pulse

Population Trend
Population: 5,000

Household Budget Calculator

Estimate your real monthly cost of living in Crystal Lake based on your household profile.

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📊 Crystal Lake — Census & Demographic Data

Official data from the US Census Bureau, American Community Survey.

💰 Median Household Income
$103,018
🏠 Homeownership Rate
78.1%
🔑 Renter Rate
21.9%
📉 Poverty Rate
5.3%
💼 Unemployment Rate
4.9%
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