Curtis Bay, MD Utility & Living Guide

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Curtis Bay, MD Utility & Living Guide

Living in Curtis Bay, MD offers a unique blend of urban and waterfront living with easy access to Baltimore City

Last updated: June 26, 2026
Total Utilities$350/mo
1BR Rent$1100/mo
Sales Tax6%
COL Index110 (+10% above national average)
Family Score7/10
Median Home$280,000
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⚠️ Natural Hazard History — Curtis Bay
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💰 Budget Calculator
🔌 Utilities
🏠 Housing
📊 Cost of Living
💰 Taxes
👨‍👩‍👧 Families
🧮 Tools

Monthly Utility Costs

⚡ Electric

$140/mo

BGE
🔥 Gas

$60/mo

BGE
💧 Water

$50/mo

Baltimore City Department of Public Works
🗑️ Garbage

$30/mo

Baltimore City Department of Public Works
📶 Internet

$70/mo

Combined Average Overhead $350/month

Housing Market

Rent & Property
1 Bedroom$1100/mo
2 Bedrooms$1400/mo
3 Bedrooms$1900/mo
Median Home Price$280,000
Property Tax Rate1.1%
Avg Childcare/mo$1200

The housing market in Curtis Bay is relatively affordable, with a mix of older and newer homes, and some waterfront properties. Rentals are also available, including apartments and single-family homes. However, the area is still recovering from past industrial activities, which may impact property values.

Cost of Living

Overall COL Index

110

US national avg = 100
vs National Avg

+10% above national average

Groceries

105

Transportation

95

Healthcare

102

Childcare/mo

$1200

Tax Rates

Tax Overview
Total Sales Tax6%
Property Tax Rate1.1%
<p>State 6% + No County tax + No City tax</p>

Maryland state income tax ranges from 2% to 5.75%, with a progressive tax system

Family & Relocation

Family Vibe Score
7/10
Safety Index

55

Higher = safer
School Rating

6/10

GreatSchools avg
Avg Childcare

$1200/mo

City Pulse

Population Trend
+2% (growing)
Political Climate
Blue
Business Momentum
Moderate, with key industries in logistics, manufacturing, and healthcare
Top Local Concerns
Environmental pollution, public safety, economic development
🚌 Transit for Families

The area has limited public transit options, but the Baltimore City bus system and the nearby light rail station provide some accessibility for strollers

🎡 Top Kid Attractions
  • 🎯
    Fort McHenry
  • 🎯
    Baltimore Aquarium
  • 🎯
    Port Discovery Children's Museum

Best Neighborhoods for Families

The best neighborhoods for families in Curtis Bay include the waterfront area, which offers stunning views and easy access to parks and recreational activities. Other family-friendly areas include the residential streets near the local schools and community centers.

Household Budget Calculator

Estimate your real monthly cost of living in Curtis Bay based on your household profile.

Local Briefing & Neighborhood Pulse

Live Local News

Residents must follow Baltimore City ordinances, including those related to zoning, noise, and waste management

Curtis Bay is experiencing a surge in new businesses and developments, driven by its proximity to Baltimore City and the waterfront. However, the area still faces challenges related to environmental remediation and infrastructure upgrades.

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📊 Curtis Bay — Census & Demographic Data

Official data from the US Census Bureau, American Community Survey.

☀️ Seasonal Utility Costs

Utility costs in Curtis Bay tend to be higher in the summer due to air conditioning usage, with average electric bills increasing by 20-30% during the peak summer months. In contrast, winter heating costs are relatively moderate, with natural gas prices remaining stable throughout the year.

🏛️ Local Tax Details

The ZIP code 21226 has a property tax millage rate of 1.15, with no local surtaxes

👶 Family & Stroller Friendliness

6/10, due to the area's limited sidewalk quality and lack of elevator access in some public transit stations, but with some family-friendly infrastructure and park access

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