Cuttyhunk, MA Utility & Living Guide

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Tier 3 Location

Cuttyhunk, MA Utility & Living Guide

Living in Cuttyhunk, MA offers a unique island experience with a strong sense of community and stunning natural beauty.

Last updated: June 26, 2026
Total Utilities$300/mo
1BR Rent$1400/mo
Sales Tax6.25%
COL Index110 (+10% above national average)
Family Score7/10
Median Home$380,000
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⚠️ Natural Hazard History — Cuttyhunk
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💰 Budget Calculator
🔌 Utilities
🏠 Housing
📊 Cost of Living
💰 Taxes
👨‍👩‍👧 Families
🧮 Tools

Monthly Utility Costs

⚡ Electric

$150/mo

Eversource Energy
🔥 Gas

N/A - Electric only
💧 Water

$50/mo

Cuttyhunk Water District
🗑️ Garbage

$30/mo

Cuttyhunk Refuse Department
📶 Internet

$70/mo

Combined Average Overhead $300/month

Housing Market

Rent & Property
1 Bedroom$1400/mo
2 Bedrooms$1800/mo
3 Bedrooms$2400/mo
Median Home Price$380,000
Property Tax Rate1.25%
Avg Childcare/mo$1200

The housing market in Cuttyhunk is competitive, with a limited number of properties available. Many homes are seasonal, and prices can be high due to the island’s desirable location. Rentals are also in high demand, particularly during the summer months.

Cost of Living

Overall COL Index

110

US national avg = 100
vs National Avg

+10% above national average

Groceries

105

Transportation

90

Healthcare

105

Childcare/mo

$1200

Tax Rates

Tax Overview
Total Sales Tax6.25%
Property Tax Rate1.25%
<p>State 5.2% + No County tax + No City tax</p>

Massachusetts has a flat state income tax rate of 5.2%, with no local income taxes.

Family & Relocation

Family Vibe Score
7/10
Safety Index

60

Higher = safer
School Rating

7.5/10

GreatSchools avg
Avg Childcare

$1200/mo

City Pulse

Population Trend
+2% (growing)
Political Climate
Blue description
Business Momentum
Moderate with key industries in tourism, fishing, and hospitality
Top Local Concerns
Environmental conservation, affordable housing, seasonal workforce
🚌 Transit for Families

Cuttyhunk has limited public transportation, but the island is small and walkable, making it accessible for families with strollers.

🎡 Top Kid Attractions
  • 🎯
    Cuttyhunk Beach
  • 🎯
    Cuttyhunk Harbor
  • 🎯
    Gosnold Woods Preserve

Best Neighborhoods for Families

The island's small size means that all areas are relatively close to amenities and attractions. The harbor area is popular with families, while the woods and beaches offer a more secluded and natural experience.

Household Budget Calculator

Estimate your real monthly cost of living in Cuttyhunk based on your household profile.

Local Briefing & Neighborhood Pulse

Live Local News

Cuttyhunk has strict zoning laws and environmental regulations to protect the island’s natural resources and character.

Cuttyhunk's economy is driven by tourism, with a growing focus on sustainable and eco-friendly practices. The island's unique location and natural beauty make it an attractive destination for visitors and residents alike.

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📊 Cuttyhunk — Census & Demographic Data

Official data from the US Census Bureau, American Community Survey.

☀️ Seasonal Utility Costs

Utility costs in Cuttyhunk can fluctuate significantly by season, with higher electricity costs in the summer due to air conditioning and higher water costs in the winter due to heating. Residents can expect to pay more for utilities during the peak summer months.

🏛️ Local Tax Details

The ZIP code 02713 has a property tax millage rate of 1.25%, with no local surtaxes.

👶 Family & Stroller Friendliness

Score 8/10: Cuttyhunk's sidewalks and parks are generally well-maintained and accessible, but the island's hilly terrain and limited elevator access in some buildings can make it challenging for families with strollers.

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