⚡ Featured Deal
Essentials for Your New Home
🛒 Shop This Deal NowAs an Amazon Associate I earn from qualifying purchases.
Cuttyhunk, MA Utility & Living Guide
Utilities, housing, taxes, cost of living, and local insights — everything residents and families need.
Monthly Utility Costs
$150/mo
—
$50/mo
$30/mo
$70/mo
Housing Market
| Rent & Property | |
|---|---|
| 1 Bedroom | $1400/mo |
| 2 Bedrooms | $1800/mo |
| 3 Bedrooms | $2400/mo |
| Median Home Price | $380,000 |
| Property Tax Rate | 1.25% |
| Avg Childcare/mo | $1200 |
The housing market in Cuttyhunk is competitive, with a limited number of properties available. Many homes are seasonal, and prices can be high due to the island’s desirable location. Rentals are also in high demand, particularly during the summer months.
Cost of Living
110
+10% above national average
105
90
105
$1200
Tax Rates
| Tax Overview | |
|---|---|
| Total Sales Tax | 6.25% |
| Property Tax Rate | 1.25% |
| <p>State 5.2% + No County tax + No City tax</p> | |
Massachusetts has a flat state income tax rate of 5.2%, with no local income taxes.
Family & Relocation
60
7.5/10
$1200/mo
City Pulse
Cuttyhunk has limited public transportation, but the island is small and walkable, making it accessible for families with strollers.
- Cuttyhunk Beach
- Cuttyhunk Harbor
- Gosnold Woods Preserve
Best Neighborhoods for Families
Household Budget Calculator
Estimate your real monthly cost of living in Cuttyhunk based on your household profile.
📰 Live Local News
Cuttyhunk has strict zoning laws and environmental regulations to protect the island’s natural resources and character.
Financial Tools
- Income Tax CalculatorEstimate take-home pay by state
- Mortgage CalculatorMonthly payment estimator
- Affordability CalculatorHow much home can you afford?
- Childcare Cost EstimatorCompare daycare costs by city
- Retirement PlannerRetirement readiness check
- Car Lease CalculatorMonthly lease payment estimator
- Savings CalculatorGrow your emergency fund
- City Comparison ToolCompare cities side by side
Find Another City Guide
Search by city name or ZIP code to find utility costs, housing data and cost of living guides.
📊 Cuttyhunk — Census & Demographic Data
Official data from the US Census Bureau, American Community Survey.
☀️ Seasonal Utility Costs
Utility costs in Cuttyhunk can fluctuate significantly by season, with higher electricity costs in the summer due to air conditioning and higher water costs in the winter due to heating. Residents can expect to pay more for utilities during the peak summer months.
🏛️ Local Tax Details
The ZIP code 02713 has a property tax millage rate of 1.25%, with no local surtaxes.
👶 Family & Stroller Friendliness
Score 8/10: Cuttyhunk's sidewalks and parks are generally well-maintained and accessible, but the island's hilly terrain and limited elevator access in some buildings can make it challenging for families with strollers.
Massachusetts Living Report — July 27, 2026
With a population just shy of seven million, Massachusetts presents a classic trade-off for anyone considering a move:...
Read more →
Massachusetts Living Report — July 26, 2026
Considering a move to Massachusetts means weighing its reputation for top-tier education and historic charm against a notoriously...
Read more →
Massachusetts Living Report — July 25, 2026
For anyone considering a move to Massachusetts, the state presents a compelling but costly proposition. Home to nearly...
Read more →
Massachusetts Living Report — July 24, 2026
With a population of just under seven million—6,984,205 to be precise—Massachusetts is one of the most densely populated...
Read more →
Get your home essentials, storage, and moving supplies delivered.
Shop Moving EssentialsAs an Amazon Associate I earn from qualifying purchases.