Deal Island, MD Utility & Living Guide

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Tier 3 Location

Deal Island, MD Utility & Living Guide

Living in Deal Island, MD offers a tranquil and scenic experience with its picturesque waterfront and outdoor recreational opportunities.

Last updated: June 26, 2026
Total Utilities$290/mo
1BR Rent$1100/mo
Sales Tax6%
COL Index108 (+8% above national average)
Family Score7/10
Median Home$280,000
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⚠️ Natural Hazard History — Deal Island
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💰 Budget Calculator
🔌 Utilities
🏠 Housing
📊 Cost of Living
💰 Taxes
👨‍👩‍👧 Families
🧮 Tools

Monthly Utility Costs

⚡ Electric

$140/mo

Choptank Electric Cooperative
🔥 Gas

N/A - Electric only
💧 Water

$50/mo

Somerset County Sanitary District
🗑️ Garbage

$30/mo

Somerset County Department of Public Works
📶 Internet

$70/mo

Combined Average Overhead $290/month

Housing Market

Rent & Property
1 Bedroom$1100/mo
2 Bedrooms$1400/mo
3 Bedrooms$2000/mo
Median Home Price$280,000
Property Tax Rate1.1%
Avg Childcare/mo$1200

The housing market in Deal Island is characterized by a mix of waterfront properties, single-family homes, and rural farms. The area has seen steady growth in recent years, with new developments and renovations underway. However, the market remains relatively affordable compared to other coastal areas in Maryland.

Cost of Living

Overall COL Index

108

US national avg = 100
vs National Avg

+8% above national average

Groceries

105

Transportation

102

Healthcare

105

Childcare/mo

$1200

Tax Rates

Tax Overview
Total Sales Tax6%
Property Tax Rate1.1%
<p>State 5% + County 0.5% + City 0.5%</p>

Maryland state income tax ranges from 4.75% to 5.75%, with Deal Island residents subject to the state’s progressive tax rates.

Family & Relocation

Family Vibe Score
7/10
Safety Index

60

Higher = safer
School Rating

7/10

GreatSchools avg
Avg Childcare

$1200/mo

City Pulse

Population Trend
+2% (growing)
Political Climate
Purple description, with a mix of conservative and liberal views among residents.
Business Momentum
Moderate, with key industries including tourism, fishing, and agriculture.
Top Local Concerns
Environmental conservation, infrastructure development, public safety
🚌 Transit for Families

Deal Island has limited public transportation options, but the area's scenic bike trails and sidewalks make it accessible for families with strollers.

🎡 Top Kid Attractions
  • 🎯
    Deal Island Marina
  • 🎯
    Janes Island State Park
  • 🎯
    Somerset County Fairgrounds

Best Neighborhoods for Families

The waterfront area and rural farms surrounding Deal Island offer a peaceful and natural environment, making them ideal for families. The nearby town of Princess Anne also provides amenities and services, including schools and shopping centers.

Household Budget Calculator

Estimate your real monthly cost of living in Deal Island based on your household profile.

Local Briefing & Neighborhood Pulse

Live Local News

Deal Island has regulations in place to protect its natural resources, including zoning ordinances and environmental permits required for new developments.

Deal Island is experiencing a surge in tourism and outdoor recreation, driving local economic growth and new business opportunities. However, the area's rural infrastructure and limited broadband access remain challenges for residents and entrepreneurs.

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📊 Deal Island — Census & Demographic Data

Official data from the US Census Bureau, American Community Survey.

☀️ Seasonal Utility Costs

Utility costs in Deal Island tend to be higher during the summer months due to increased air conditioning usage, while winter months see a surge in heating costs. However, the area's mild climate means that overall utility costs remain relatively stable throughout the year.

🏛️ Local Tax Details

The ZIP code 21821 has a property tax millage rate of 0.85, with an additional 0.1% local surtax.

👶 Family & Stroller Friendliness

Score 6/10: Deal Island's scenic bike trails and sidewalks are stroller-friendly, but the area's limited public transportation options and lack of elevator access in some buildings can make it challenging for families with strollers.

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