⚡ Featured Deal
Essentials for Your New Home
🛒 Shop This Deal NowAs an Amazon Associate I earn from qualifying purchases.
Derby, VT Utility & Living Guide
Derby is a cathedral city and unitary authority area on the River Derwent in Derbyshire, England. Derbyshire is named after Derby, which was its original county town. As a unitary authority, Derby is administratively independent from Derbyshire County Council. The population of Derby is 274,149 (202
Monthly Utility Costs
$150/mo
—
$50/mo
$30/mo
$70/mo
Housing Market
| Rent & Property | |
|---|---|
| 1 Bedroom | $1100/mo |
| 2 Bedrooms | $1400/mo |
| 3 Bedrooms | $2000/mo |
| Median Home Price | $280,000 |
| Property Tax Rate | 1.8% |
| Avg Childcare/mo | $1200 |
The housing market in Derby is relatively stable, with a mix of older and newer homes available. Rentals are scarce, and prices have been increasing in recent years. The town has a range of housing options, from apartments to single-family homes.
Cost of Living
118
+18% above national average
105
94
102
$1200
Tax Rates
| Tax Overview | |
|---|---|
| Total Sales Tax | 6% |
| Property Tax Rate | 1.8% |
| <p>State 6% + No County tax + No City tax</p> | |
Vermont has a progressive income tax system, with rates ranging from 3.55% to 8.95%
Family & Relocation
60
7.2/10
$1200/mo
City Pulse
Derby has limited public transportation, but the town is relatively walkable and bikeable, with some stroller-friendly sidewalks and parks
- Lake Memphremagog
- Derby Pond
- Hazen's Notch State Park
Best Neighborhoods for Families
Household Budget Calculator
Estimate your real monthly cost of living in Derby based on your household profile.
📰 Live Local News
Derby has zoning regulations and building codes in place to preserve the town’s character and natural resources.
Financial Tools
- Income Tax CalculatorEstimate take-home pay by state
- Mortgage CalculatorMonthly payment estimator
- Affordability CalculatorHow much home can you afford?
- Childcare Cost EstimatorCompare daycare costs by city
- Retirement PlannerRetirement readiness check
- Car Lease CalculatorMonthly lease payment estimator
- Savings CalculatorGrow your emergency fund
- City Comparison ToolCompare cities side by side
Find Another City Guide
Search by city name or ZIP code to find utility costs, housing data and cost of living guides.
📊 Derby — Census & Demographic Data
Official data from the US Census Bureau, American Community Survey.
☀️ Seasonal Utility Costs
Utility costs in Derby fluctuate significantly with the seasons, with higher electricity bills in winter due to heating and lower bills in summer. Water and sewage costs remain relatively stable throughout the year.
🏛️ Local Tax Details
The ZIP code 05829 has a property tax millage rate of 1.8, with no local surtaxes
👶 Family & Stroller Friendliness
Score 6: Derby has some stroller-friendly sidewalks and parks, but the town's rural areas and lack of public transportation can make it challenging for families with strollers to get around
Vermont Living Report — July 27, 2026
For those considering a move to Vermont, the allure is often rooted in its pastoral landscapes and tight-knit...
Read more →
Vermont Living Report — July 26, 2026
Considering a move to Vermont means signing up for a landscape defined by rolling green mountains, maple-sugar shacks,...
Read more →
Vermont Living Report — July 25, 2026
Vermont’s population of just 643,816 is scattered across rural towns and small cities, making it one of the...
Read more →
Vermont Living Report — July 24, 2026
Living in Vermont means trading the breakneck pace of urban life for a landscape of rolling hills, maple...
Read more →
Get your home essentials, storage, and moving supplies delivered.
Shop Moving EssentialsAs an Amazon Associate I earn from qualifying purchases.