Diggs, VA Utility & Living Guide

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Diggs, VA Utility & Living Guide

Living in Diggs, VA offers a tranquil and scenic experience with its rural landscape and proximity to nature reserves.

Last updated: September 30, 2026
Total Utilities$290/mo
1BR Rent$1100/mo
Sales Tax5.3%
COL Index105 (+5% above national average)
Family Score7/10
Median Home$280,000
📷 Live Cameras — Diggs
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🌤️ Live Weather — Diggs
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The current financial trend in Diggs is driven by a growing tourism industry and an increasing demand for vacation homes. Local businesses are benefiting from the influx of visitors and new residents.
⚠️ Natural Hazard History — Diggs
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💰 Budget Calculator
🔌 Utilities
🏠 Housing
📊 Cost of Living
💰 Taxes
👨‍👩‍👧 Families
🧮 Tools

Monthly Utility Costs

⚡ Electric

$140/mo

Dominion Energy
🔥 Gas

—

N/A - Electric only
💧 Water

$50/mo

Mathews County Public Works
🗑️ Garbage

$30/mo

Waste Management
📶 Internet

$70/mo

Combined Average Overhead$290/month

Housing Market

Rent & Property
1 Bedroom$1100/mo
2 Bedrooms$1400/mo
3 Bedrooms$2000/mo
Median Home Price$280,000
Property Tax Rate0.85%
Avg Childcare/mo$900

The housing market in Diggs is characterized by a mix of older and newer homes, with a growing demand for waterfront properties. The median home price has been steadily increasing over the past few years. Rentals are relatively scarce, but available.

Cost of Living

Overall COL Index

105

US national avg = 100
vs National Avg

+5% above national average

Groceries

102

Transportation

98

Healthcare

100

Childcare/mo

$900

Tax Rates

Tax Overview
Total Sales Tax5.3%
Property Tax Rate0.85%
<p>State 4.3% + County 1%</p>

Virginia has a progressive state income tax with rates ranging from 2% to 5.75%

Family & Relocation

Family Vibe Score
7/10
Safety Index

60

Higher = safer
School Rating

7/10

GreatSchools avg
Avg Childcare

$900/mo

City Pulse

Population Trend
+2% (growing)
Political Climate
Purple description, with a mix of conservative and liberal views
Business Momentum
Moderate, with key industries in tourism, agriculture, and small manufacturing
Top Local Concerns
Traffic, environmental conservation, affordable housing
🚌 Transit for Families

Public transit is limited, but the area is relatively flat and walkable, with some sidewalks and bike paths

🎡 Top Kid Attractions
  • 🎯
    Mathews County Park
  • 🎯
    New Point Comfort Lighthouse
  • 🎯
    Mobjack Bay

Best Neighborhoods for Families

The best neighborhoods for families are those with access to waterfront parks and outdoor recreational areas, such as the New Point Comfort and Mobjack Bay areas. These neighborhoods offer a mix of older and newer homes, with a strong sense of community.

Household Budget Calculator

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📊 Diggs — Census & Demographic Data

Official data from the US Census Bureau, American Community Survey.

☀️ Seasonal Utility Costs

Utility costs in Diggs tend to be higher in the summer due to air conditioning usage, with average electricity bills increasing by 20-30% during the peak summer months. In contrast, winter utility bills are relatively low, with minimal heating needs.

🏛️ Local Tax Details

The ZIP code 23045 has a property tax millage rate of 0.85, with no local surtaxes

👶 Family & Stroller Friendliness

6/10, with explanation: while the area has some sidewalks and bike paths, they can be uneven and limited, and elevator access in transit is not always available

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