Dunkirk, NY Utility & Living Guide

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Dunkirk, NY Utility & Living Guide

Dunkirk is a major port city in the department of Nord in northern France. It lies on the North Sea, 10 kilometres (6.2 mi) from the Belgian border. It has the third-largest French harbour. The population of the commune is about 86,000.

Last updated: June 25, 2026
Total Utilities$305/mo
1BR Rent$1200/mo
Sales Tax7.5%
COL Index105 (+5% above national average)
Family Score6/10
Median Home$320,000
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🌤️ Live Weather — Dunkirk
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⚠️ Natural Hazard History — Dunkirk
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💰 Budget Calculator
🔌 Utilities
🏠 Housing
📊 Cost of Living
💰 Taxes
👨‍👩‍👧 Families
🧮 Tools

Monthly Utility Costs

⚡ Electric

$120/mo

National Grid
🔥 Gas

$50/mo

National Grid
💧 Water

$45/mo

City of Dunkirk Water Department
🗑️ Garbage

$25/mo

City of Dunkirk Department of Public Works
📶 Internet

$65/mo

Combined Average Overhead$305/month

Housing Market

Rent & Property
1 Bedroom$1200/mo
2 Bedrooms$1600/mo
3 Bedrooms$2100/mo
Median Home Price$320,000
Property Tax Rate1.2%
Avg Childcare/mo$1000

The housing market in Dunkirk is relatively stable, with a mix of historic homes and newer developments. Prices are moderate compared to nearby cities, making it an attractive option for first-time buyers.

Cost of Living

Overall COL Index

105

US national avg = 100
vs National Avg

+5% above national average

Groceries

102

Transportation

98

Healthcare

100

Childcare/mo

$1000

Tax Rates

Tax Overview
Total Sales Tax7.5%
Property Tax Rate1.2%
<p>State 4% + County 3.5% + City 0%</p>

New York State has a progressive income tax system with rates ranging from 4% to 8.82% depending on income level.

Family & Relocation

Family Vibe Score
6/10
Safety Index

50

Higher = safer
School Rating

6.5/10

GreatSchools avg
Avg Childcare

$1000/mo

City Pulse

Population Trend
+2% (growing)
Political Climate
Purple description
Business Momentum
Moderate with key industries in manufacturing, healthcare, and education
Top Local Concerns
Property taxes, job opportunities, infrastructure maintenance
🚌 Transit for Families

Public transit is limited, but sidewalks are generally well-maintained in residential areas.

🎡 Top Kid Attractions
  • 🎯
    Dunkirk Lighthouse
  • 🎯
    Point Gratiot Park
  • 🎯
    Chadwick Bay

Best Neighborhoods for Families

The areas around Point Gratiot and near the SUNY Dunkirk campus are popular for families due to their proximity to parks and schools.

Household Budget Calculator

Estimate your real monthly cost of living in Dunkirk based on your household profile.

📰 Live Local News

Residents must obtain permits for home renovations and adhere to local zoning laws. Short-term rentals require approval from the city.

Financial Tools

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📊 Dunkirk — Census & Demographic Data

Official data from the US Census Bureau, American Community Survey.

💰 Median Household Income
$36,901
👤 Median Age
42.4
🏠 Homeownership Rate
55.9%
🔑 Renter Rate
44.1%
📉 Poverty Rate
26.7%
💼 Unemployment Rate
4.4%
📡 Internet Access
83.4%
🎓 College Educated
13.2%

☀️ Seasonal Utility Costs

Utility costs peak in winter due to heating needs, while summer sees higher electricity usage for cooling. Gas bills can double in colder months.

🏛️ Local Tax Details

Key ZIP code level tax info: property tax millage rates vary by school district, with Dunkirk city properties subject to additional local surtaxes for infrastructure.

👶 Family & Stroller Friendliness

Score 6/10 with explanation: Sidewalks are decent but uneven in some areas, park access is good, and family infrastructure is improving with new developments.

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