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Living in Effingham, summers are hot, with Jul highs around 86.8°F, while winters are cold — Feb lows average 24.1°F. Winter heating is a real budget factor — 4458 degree days means 4-5 months of meaningful energy bills. The area receives 44.8 inches of rainfall per year. Within 5 miles: 8 parks, 1 grocery, 9 dining spots and 11 schools. For hospital care, the nearest facility is in a neighboring city. Median household income: $62,358. With a 16.4% poverty rate and 63.6% homeownership, the community reflects a stable residential mix. Nearby cities: Newton (22mi E), Louisville (24mi S), Shelbyville (24mi NW). Air quality is Good — avg AQI 36 over the past week.
Updated October 03, 2026.
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