Elfers, FL Utility & Living Guide

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Tier 3 Location

Elfers, FL Utility & Living Guide

Elfers offers a quiet, suburban lifestyle with easy access to Tampa Bay's amenities.

Last updated: June 26, 2026
Total Utilities$255/mo
1BR Rent$1200/mo
Sales Tax7.5%
COL Index105 (+5% above national average)
Family Score6/10
Median Home$320,000
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⚠️ Natural Hazard History — Elfers
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💰 Budget Calculator
🔌 Utilities
🏠 Housing
📊 Cost of Living
💰 Taxes
👨‍👩‍👧 Families
🧮 Tools

Monthly Utility Costs

⚡ Electric

$120/mo

Duke Energy
🔥 Gas

N/A - Electric only
💧 Water

$45/mo

Pasco County Utilities
🗑️ Garbage

$25/mo

Pasco County Solid Waste
📶 Internet

$65/mo

Combined Average Overhead $255/month

Housing Market

Rent & Property
1 Bedroom$1200/mo
2 Bedrooms$1600/mo
3 Bedrooms$2100/mo
Median Home Price$320,000
Property Tax Rate1.2%
Avg Childcare/mo$1000

Elfers has seen steady home price growth due to its affordability compared to nearby Tampa. Inventory remains tight, especially for single-family homes under $350K.

Cost of Living

Overall COL Index

105

US national avg = 100
vs National Avg

+5% above national average

Groceries

102

Transportation

98

Healthcare

100

Childcare/mo

$1000

Tax Rates

Tax Overview
Total Sales Tax7.5%
Property Tax Rate1.2%
<p>State 6% + County 1% + City 0.5%</p>

Florida has no state income tax

Family & Relocation

Family Vibe Score
6/10
Safety Index

50

Higher = safer
School Rating

6.5/10

GreatSchools avg
Avg Childcare

$1000/mo

City Pulse

Population Trend
+3% (growing)
Political Climate
Purple (competitive Republican/Democrat split)
Business Momentum
Moderate - Healthcare, retail, and construction dominate
Top Local Concerns
Flooding, traffic congestion, rising home prices
🚌 Transit for Families

Limited PSTA bus service; most families rely on cars

🎡 Top Kid Attractions
  • 🎯
    Jay B. Starkey Wilderness Park
  • 🎯
    Suncoast Primate Sanctuary
  • 🎯
    Elfers Park

Best Neighborhoods for Families

Riverside Estates offers waterfront living, while the central Elfers area provides walkability to schools and parks.

Household Budget Calculator

Estimate your real monthly cost of living in Elfers based on your household profile.

Local Briefing & Neighborhood Pulse

Live Local News

No overnight street parking, hurricane building codes enforced

Elfers is benefiting from Tampa Bay's tech sector growth, with remote workers moving in for lower costs. Local home values rose 8% YoY.

Financial Tools

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📊 Elfers — Census & Demographic Data

Official data from the US Census Bureau, American Community Survey.

💰 Median Household Income
$44,610
👤 Median Age
40.5
🏠 Homeownership Rate
58.9%
🔑 Renter Rate
41.1%
📉 Poverty Rate
13.9%
💼 Unemployment Rate
3.4%
📡 Internet Access
77.3%
🎓 College Educated
10.4%

☀️ Seasonal Utility Costs

Summer AC usage doubles electric bills June-September. Winter heating costs are minimal due to mild Florida winters.

🏛️ Local Tax Details

34680 ZIP millage rate: 1.2%. No local surtaxes beyond county rates.

👶 Family & Stroller Friendliness

6/10: Decent sidewalks in newer subdivisions but limited pedestrian infrastructure downtown. Several parks with stroller-accessible paths.

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