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Ellicott City, MD Utility & Living Guide
Utilities, housing, taxes, cost of living, and local insights — everything residents and families need.
Monthly Utility Costs
$140/mo
$60/mo
$50/mo
$30/mo
$70/mo
Housing Market
| Rent & Property | |
|---|---|
| 1 Bedroom | $1400/mo |
| 2 Bedrooms | $1800/mo |
| 3 Bedrooms | $2400/mo |
| Median Home Price | $420,000 |
| Property Tax Rate | 1.04% |
| Avg Childcare/mo | $1200 |
The housing market in Ellicott City is highly competitive, with a mix of historic homes and new developments. The area is popular with families and commuters due to its proximity to Baltimore and Washington D.C. Home prices have been steadily increasing in recent years.
Cost of Living
110
+10% above national average
105
102
105
$1200
Tax Rates
| Tax Overview | |
|---|---|
| Total Sales Tax | 6% |
| Property Tax Rate | 1.04% |
| <p>State 6% + No County tax + No City tax</p> | |
Maryland has a progressive state income tax with rates ranging from 2% to 5.75%
Family & Relocation
60
8/10
$1200/mo
City Pulse
Ellicott City has a relatively walkable downtown area, but public transit options are limited, making it challenging for families with strollers to get around without a car
- Centennial Park
- Robinson Nature Center
- Howard County Library
Best Neighborhoods for Families
Household Budget Calculator
Estimate your real monthly cost of living in Ellicott City based on your household profile.
📰 Live Local News
Howard County has regulations in place for zoning, noise ordinances, and environmental protection
Financial Tools
- Income Tax CalculatorEstimate take-home pay by state
- Mortgage CalculatorMonthly payment estimator
- Affordability CalculatorHow much home can you afford?
- Childcare Cost EstimatorCompare daycare costs by city
- Retirement PlannerRetirement readiness check
- Car Lease CalculatorMonthly lease payment estimator
- Savings CalculatorGrow your emergency fund
- City Comparison ToolCompare cities side by side
Find Another City Guide
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📊 Ellicott City — Census & Demographic Data
Official data from the US Census Bureau, American Community Survey.
☀️ Seasonal Utility Costs
Utility costs in Ellicott City tend to be higher in the summer due to air conditioning usage, with average electricity bills increasing by 20-30% during the peak summer months. In contrast, winter heating costs are relatively moderate, with natural gas prices remaining stable throughout the year.
🏛️ Local Tax Details
The property tax millage rate in Ellicott City is 1.04, with no local surtaxes. However, residents may be subject to additional taxes based on their specific ZIP code and location within Howard County.
👶 Family & Stroller Friendliness
7/10, with explanation: Ellicott City has relatively good sidewalk quality and park access, but elevator access in transit is limited, and family infrastructure could be improved with more dedicated bike lanes and pedestrian-friendly roads.
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