Elmwood Park, NJ Utility & Living Guide

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Elmwood Park, NJ Utility & Living Guide

Elmwood Park is a borough in Bergen County, in the U.S. state of New Jersey, and is a bedroom suburb located 14 miles (23 km) from New York City. As of the 2020 United States census, the borough's population was 21,422, an increase of 2,019 (+10.4%) from the 2010 census count of 19,403, which in tur

Last updated: June 30, 2026
Total Utilities$305/mo
1BR Rent$1781/mo
Sales Tax7.5%
COL Index105 (+5% above national average)
Family Score6/10
Median Home$434,900
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💰 Budget Calculator
🔌 Utilities
🏠 Housing
📊 Cost of Living
💰 Taxes
👨‍👩‍👧 Families
🧮 Tools

Monthly Utility Costs

⚡ Electric

$120/mo

PSE&G
🔥 Gas

$50/mo

PSE&G
💧 Water

$45/mo

Elmwood Park Municipal Utilities Authority
🗑️ Garbage

$25/mo

Elmwood Park Department of Public Works
📶 Internet

$65/mo

Combined Average Overhead$305/month

Housing Market

Rent & Property
1 Bedroom$1781/mo
2 Bedrooms$1979/mo
3 Bedrooms$2473/mo
Median Home Price$434,900
Property Tax Rate1.2%
Avg Childcare/mo$1000

The Elmwood Park housing market is competitive, with steady demand for single-family homes. Prices have risen moderately over the past few years due to its proximity to NYC.

Cost of Living

Overall COL Index

105

US national avg = 100
vs National Avg

+5% above national average

Groceries

102

Transportation

98

Healthcare

100

Childcare/mo

$1000

Tax Rates

Tax Overview
Total Sales Tax7.5%
Property Tax Rate1.2%
<p>State 6.625% + County 0% + City 0.875%</p>

New Jersey has a progressive income tax ranging from 1.4% to 10.75% based on income brackets.

Family & Relocation

Family Vibe Score
6/10
Safety Index

50

Higher = safer
School Rating

6.5/10

GreatSchools avg
Avg Childcare

$1000/mo

City Pulse

Population Trend
+2% (growing)
Political Climate
Purple description
Business Momentum
Moderate with key industries in retail, healthcare, and professional services
Top Local Concerns
Property taxes, traffic congestion, school funding
🚌 Transit for Families

Public transit is accessible but crowded during peak hours. Sidewalks are well-maintained in most areas.

🎡 Top Kid Attractions
  • 🎯
    Elmwood Park Memorial Library
  • 🎯
    Memorial Park
  • 🎯
    Elmwood Park Pool

Best Neighborhoods for Families

The area near Memorial Park is popular for families due to its proximity to schools and parks. Homes near the train station are favored by commuters.

Household Budget Calculator

Estimate your real monthly cost of living in Elmwood Park based on your household profile.

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📊 Elmwood Park — Census & Demographic Data

Official data from the US Census Bureau, American Community Survey.

💰 Median Household Income
$84,578
👤 Median Age
39.2
🏠 Homeownership Rate
53.9%
🔑 Renter Rate
46.1%
📉 Poverty Rate
12.0%
💼 Unemployment Rate
6.6%
📡 Internet Access
87.1%
🎓 College Educated
27.4%

☀️ Seasonal Utility Costs

Utility costs peak in winter due to heating needs, while summer sees higher electricity usage for air conditioning.

🏛️ Local Tax Details

Key ZIP code level tax info: property tax millage rates vary by district, with no local surtaxes specific to Elmwood Park.

👶 Family & Stroller Friendliness

7/10 with explanation: sidewalks are generally well-maintained, parks are accessible, but transit elevators are limited.

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