Eloy, AZ Utility & Living Guide

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Tier 3 Location

Eloy, AZ Utility & Living Guide

Living in Eloy, AZ offers a unique blend of small-town charm and outdoor recreational opportunities in the Sonoran Desert

Last updated: June 26, 2026
Total Utilities$280/mo
1BR Rent$1000/mo
Sales Tax8.1%
COL Index94 (-6% below national average)
Family Score5/10
Median Home$240,000
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⚠️ Natural Hazard History — Eloy
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💰 Budget Calculator
🔌 Utilities
🏠 Housing
📊 Cost of Living
💰 Taxes
👨‍👩‍👧 Families
🧮 Tools

Monthly Utility Costs

⚡ Electric

$140/mo

Arizona Public Service (APS)
🔥 Gas

N/A - Electric only
💧 Water

$50/mo

City of Eloy Water Department
🗑️ Garbage

$30/mo

Waste Management
📶 Internet

$60/mo

Combined Average Overhead $280/month

Housing Market

Rent & Property
1 Bedroom$1000/mo
2 Bedrooms$1300/mo
3 Bedrooms$1800/mo
Median Home Price$240,000
Property Tax Rate0.8%
Avg Childcare/mo$900

The housing market in Eloy is relatively affordable, with a mix of new and established neighborhoods. However, the city’s remote location and limited job opportunities may impact housing demand. As a result, home prices and rents are generally lower compared to larger cities in Arizona.

Cost of Living

Overall COL Index

94

US national avg = 100
vs National Avg

-6% below national average

Groceries

105

Transportation

88

Healthcare

95

Childcare/mo

$900

Tax Rates

Tax Overview
Total Sales Tax8.1%
Property Tax Rate0.8%
<p>State 5.6% + County 0.5% + City 2%</p>

Arizona has a progressive state income tax system, with rates ranging from 2.59% to 4.54%

Family & Relocation

Family Vibe Score
5/10
Safety Index

55

Higher = safer
School Rating

5.5/10

GreatSchools avg
Avg Childcare

$900/mo

City Pulse

Population Trend
+2% (growing)
Political Climate
Red
Business Momentum
Moderate, with key industries in agriculture, manufacturing, and logistics
Top Local Concerns
Job creation, education, public safety
🚌 Transit for Families

Eloy has limited public transportation options, but the city's grid-like street pattern and wide sidewalks make it relatively stroller-friendly

🎡 Top Kid Attractions
  • 🎯
    Picacho Peak State Park
  • 🎯
    Arizona Renaissance Festival
  • 🎯
    Casa Grande Ruins National Monument

Best Neighborhoods for Families

The neighborhoods of La Palma, Desert Willow, and Eloy Estates are popular among families due to their proximity to schools, parks, and community amenities. However, the city's overall lack of amenities and services may be a drawback for some families.

Household Budget Calculator

Estimate your real monthly cost of living in Eloy based on your household profile.

Local Briefing & Neighborhood Pulse

Live Local News

Eloy has regulations in place for zoning, building permits, and environmental protection

Eloy's economy is driven by agriculture, manufacturing, and transportation, with a growing focus on renewable energy. However, the city faces challenges related to limited job opportunities and a relatively low median household income.

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📊 Eloy — Census & Demographic Data

Official data from the US Census Bureau, American Community Survey.

☀️ Seasonal Utility Costs

Summer months bring high electricity costs due to air conditioning usage, while winter months see a decrease in utility costs. However, the city's mild winters mean that heating costs are relatively low compared to other parts of the country.

🏛️ Local Tax Details

The ZIP code 85131 has a property tax millage rate of 0.75%, with no local surtaxes

👶 Family & Stroller Friendliness

6, Eloy's wide sidewalks and grid-like street pattern make it relatively stroller-friendly, but the lack of shade, limited public transportation options, and few pedestrian-friendly amenities detract from the overall score

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