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Essex, MA Utility & Living Guide
Living in Essex, MA offers a unique blend of historic charm and modern amenities in a small town setting
Monthly Utility Costs
$150/mo
$80/mo
$50/mo
$30/mo
$70/mo
Housing Market
| Rent & Property | |
|---|---|
| 1 Bedroom | $1400/mo |
| 2 Bedrooms | $1800/mo |
| 3 Bedrooms | $2400/mo |
| Median Home Price | $430,000 |
| Property Tax Rate | 1.23% |
| Avg Childcare/mo | $1200 |
The housing market in Essex is competitive, with a mix of historic homes and newer constructions. The town has a strong sense of community, with many residents actively involved in local events and preservation efforts. Home prices have been steadily increasing in recent years.
Cost of Living
146
+20% above national average
108
94
102
$1200
Tax Rates
| Tax Overview | |
|---|---|
| Total Sales Tax | 6.25% |
| Property Tax Rate | 1.23% |
| <p>State 6.25% + No County tax + No City tax</p> | |
Massachusetts has a flat state income tax rate of 5.2%
Family & Relocation
60
7.5/10
$1200/mo
City Pulse
The town has limited public transit options, but the commuter rail station provides access to Boston and other nearby cities
- Cogswell's Grant
- Essex Riverwalk
- Crane Beach
Best Neighborhoods for Families
Household Budget Calculator
Estimate your real monthly cost of living in Essex based on your household profile.
📰 Live Local News
Residents are subject to local zoning regulations and historic district preservation rules
Financial Tools
- Income Tax CalculatorEstimate take-home pay by state
- Mortgage CalculatorMonthly payment estimator
- Affordability CalculatorHow much home can you afford?
- Childcare Cost EstimatorCompare daycare costs by city
- Retirement PlannerRetirement readiness check
- Car Lease CalculatorMonthly lease payment estimator
- Savings CalculatorGrow your emergency fund
- City Comparison ToolCompare cities side by side
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📊 Essex — Census & Demographic Data
Official data from the US Census Bureau, American Community Survey.
☀️ Seasonal Utility Costs
Utility costs in Essex tend to be higher in the winter months due to heating needs, with average monthly gas bills increasing by 20-30% from December to February. In contrast, summer months see lower utility costs, with average monthly electric bills decreasing by 10-15% from June to August.
🏛️ Local Tax Details
The ZIP code 01929 has a property tax millage rate of 12.34, with no local surtaxes
👶 Family & Stroller Friendliness
8/10, with wide sidewalks, accessible parks, and a relatively flat terrain, but limited elevator access in some older buildings and transit stations
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