Fairmount, NY Utility & Living Guide

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Tier 3 Location

Fairmount, NY Utility & Living Guide

Fairmount, NY offers a quiet suburban lifestyle with easy access to urban amenities.

Last updated: June 25, 2026
Total Utilities$305/mo
1BR Rent$1200/mo
Sales Tax7.5%
COL Index105 (+5% above national average)
Family Score6/10
Median Home$320,000
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⚠️ Natural Hazard History — Fairmount
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💰 Budget Calculator
🔌 Utilities
🏠 Housing
📊 Cost of Living
💰 Taxes
👨‍👩‍👧 Families
🧮 Tools

Monthly Utility Costs

⚡ Electric

$120/mo

National Grid
🔥 Gas

$50/mo

National Grid
💧 Water

$45/mo

Fairmount Water District
🗑️ Garbage

$25/mo

Waste Management
📶 Internet

$65/mo

Combined Average Overhead $305/month

Housing Market

Rent & Property
1 Bedroom$1200/mo
2 Bedrooms$1600/mo
3 Bedrooms$2100/mo
Median Home Price$320,000
Property Tax Rate1.2%
Avg Childcare/mo$1000

The housing market in Fairmount is competitive, with steady demand for single-family homes. Prices have risen moderately over the past few years due to low inventory.

Cost of Living

Overall COL Index

105

US national avg = 100
vs National Avg

+5% above national average

Groceries

102

Transportation

98

Healthcare

100

Childcare/mo

$1000

Tax Rates

Tax Overview
Total Sales Tax7.5%
Property Tax Rate1.2%
<p>State 4% + County 2% + City 1.5%</p>

New York State has a progressive income tax ranging from 4% to 8.82%.

Family & Relocation

Family Vibe Score
6/10
Safety Index

50

Higher = safer
School Rating

6.5/10

GreatSchools avg
Avg Childcare

$1000/mo

City Pulse

Population Trend
+3% (growing)
Political Climate
Purple
Business Momentum
Moderate with key industries in healthcare, education, and retail.
Top Local Concerns
Property taxes, school funding, traffic congestion
🚌 Transit for Families

Public transit is limited but stroller-friendly with accessible buses and sidewalks.

🎡 Top Kid Attractions
  • 🎯
    Fairmount Park
  • 🎯
    Discovery Center
  • 🎯
    Splash Pad at the Community Center

Best Neighborhoods for Families

The Maplewood area is popular for families due to its excellent schools and parks. West Fairmount offers more affordable housing options with good amenities.

Household Budget Calculator

Estimate your real monthly cost of living in Fairmount based on your household profile.

Local Briefing & Neighborhood Pulse

Live Local News

Residents must obtain permits for home renovations and adhere to strict zoning laws.

Fairmount is experiencing growth in remote work opportunities, leading to increased demand for suburban housing. Local businesses are adapting to cater to this demographic shift.

Financial Tools

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📊 Fairmount — Census & Demographic Data

Official data from the US Census Bureau, American Community Survey.

💰 Median Household Income
$74,896
👤 Median Age
41.0
🏠 Homeownership Rate
79.2%
🔑 Renter Rate
20.8%
📉 Poverty Rate
5.8%
💼 Unemployment Rate
2.6%
📡 Internet Access
86.5%
🎓 College Educated
33.7%

☀️ Seasonal Utility Costs

Utility costs peak in winter due to heating needs, while summer sees higher electricity usage for cooling. Gas bills are highest in colder months.

🏛️ Local Tax Details

Key ZIP code level tax info: property tax millage rates vary by school district, with Fairmount Central School District at 1.2%. No local surtaxes.

👶 Family & Stroller Friendliness

7/10 with explanation: good sidewalk quality, ample park access, limited elevator access in transit, and decent family infrastructure.

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