Falmouth, MA Utility & Living Guide

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Falmouth, MA Utility & Living Guide

Living in Falmouth, MA offers a unique blend of coastal charm and outdoor recreation opportunities, making it an attractive destination for families and retirees alike.

Last updated: June 26, 2026
Total Utilities$300/mo
1BR Rent$1400/mo
Sales Tax6.25%
COL Index110 (+10% above national average)
Family Score8/10
Median Home$430,000
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⚠️ Natural Hazard History — Falmouth
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💰 Budget Calculator
🔌 Utilities
🏠 Housing
📊 Cost of Living
💰 Taxes
👨‍👩‍👧 Families
🧮 Tools

Monthly Utility Costs

⚡ Electric

$150/mo

Eversource Energy
🔥 Gas

N/A - Electric only
💧 Water

$50/mo

Falmouth Water Department
🗑️ Garbage

$30/mo

Falmouth Department of Public Works
📶 Internet

$70/mo

Combined Average Overhead $300/month

Housing Market

Rent & Property
1 Bedroom$1400/mo
2 Bedrooms$1800/mo
3 Bedrooms$2400/mo
Median Home Price$430,000
Property Tax Rate1.15%
Avg Childcare/mo$1200

The Falmouth housing market is highly competitive, with a mix of historic homes, new constructions, and vacation rentals. The town’s proximity to Cape Cod’s beaches and outdoor recreation areas drives up demand for housing. As a result, prices tend to be higher than in other parts of Massachusetts.

Cost of Living

Overall COL Index

110

US national avg = 100
vs National Avg

+10% above national average

Groceries

105

Transportation

100

Healthcare

102

Childcare/mo

$1200

Tax Rates

Tax Overview
Total Sales Tax6.25%
Property Tax Rate1.15%
<p>State 6.25% + No County tax + No City tax</p>

Massachusetts has a flat state income tax rate of 5.2%, with no local income taxes.

Family & Relocation

Family Vibe Score
8/10
Safety Index

40

Higher = safer
School Rating

7.5/10

GreatSchools avg
Avg Childcare

$1200/mo

City Pulse

Population Trend
+2% (growing)
Political Climate
Blue
Business Momentum
Moderate, with key industries in tourism, healthcare, and technology
Top Local Concerns
Traffic, affordable housing, environmental protection
🚌 Transit for Families

Falmouth has a limited public transportation system, but its downtown area is walkable and stroller-friendly, with wide sidewalks and crosswalks.

🎡 Top Kid Attractions
  • 🎯
    Whydah Pirate Museum
  • 🎯
    Falmouth Beach
  • 🎯
    Cape Cod Children's Museum

Best Neighborhoods for Families

The downtown area, Falmouth Heights, and Woods Hole are popular neighborhoods for families, offering a mix of historic homes, parks, and access to beaches and outdoor recreation areas. These neighborhoods are also close to schools, libraries, and community centers.

Household Budget Calculator

Estimate your real monthly cost of living in Falmouth based on your household profile.

Local Briefing & Neighborhood Pulse

Live Local News

Falmouth has strict zoning laws and environmental regulations to protect its coastal resources and historic districts.

Falmouth's economy is driven by tourism, healthcare, and education, with a growing tech industry. The town's strong sense of community and high quality of life make it an attractive destination for remote workers and families.

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📊 Falmouth — Census & Demographic Data

Official data from the US Census Bureau, American Community Survey.

☀️ Seasonal Utility Costs

Utility costs in Falmouth tend to be higher in the summer months due to air conditioning usage, while winter months see increased costs for heating. However, the town's mild coastal climate means that extreme temperature fluctuations are rare.

🏛️ Local Tax Details

The ZIP code 02540 has a property tax millage rate of 1.15, with no local surtaxes.

👶 Family & Stroller Friendliness

8/10, with wide sidewalks, crosswalks, and accessible parks, but some areas have limited elevator access in public buildings

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