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Federalsburg, MD Utility & Living Guide
Living in Federalsburg, MD offers a charming small-town experience with easy access to outdoor recreation and a strong sense of community.
Monthly Utility Costs
$140/mo
—
$50/mo
$30/mo
$60/mo
Housing Market
| Rent & Property | |
|---|---|
| 1 Bedroom | $1000/mo |
| 2 Bedrooms | $1300/mo |
| 3 Bedrooms | $1800/mo |
| Median Home Price | $280,000 |
| Property Tax Rate | 1.15% |
| Avg Childcare/mo | $900 |
The housing market in Federalsburg is relatively affordable, with a range of options from historic homes to new constructions. However, the market can be competitive, and prices may vary depending on location and amenities. Rentals are also available, but may be limited in terms of inventory.
Cost of Living
105
+5% above national average
102
98
100
$900
Tax Rates
| Tax Overview | |
|---|---|
| Total Sales Tax | 6% |
| Property Tax Rate | 1.15% |
| <p>State 6% + County 0% + City 0%</p> | |
Maryland has a progressive income tax system, with rates ranging from 4.75% to 5.75%. Federalsburg residents are also subject to federal income tax.
Family & Relocation
60
7/10
$900/mo
City Pulse
Federalsburg has limited public transportation options, but the town is relatively walkable and bikeable, with some sidewalks and bike lanes.
- Federalsburg Elementary School
- Marshyhope Creek
- and the Federalsburg Community Park
Best Neighborhoods for Families
Household Budget Calculator
Estimate your real monthly cost of living in Federalsburg based on your household profile.
Local Briefing & Neighborhood Pulse
Live Local News
Federalsburg has regulations regarding zoning, building permits, and noise ordinances, which are enforced by the Town Council and Code Enforcement Office.
Financial Tools
- Income Tax CalculatorEstimate take-home pay by state
- Mortgage CalculatorMonthly payment estimator
- Affordability CalculatorHow much home can you afford?
- Childcare Cost EstimatorCompare daycare costs by city
- Retirement PlannerRetirement readiness check
- Car Lease CalculatorMonthly lease payment estimator
- Savings CalculatorGrow your emergency fund
- City Comparison ToolCompare cities side by side
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📊 Federalsburg — Census & Demographic Data
Official data from the US Census Bureau, American Community Survey.
☀️ Seasonal Utility Costs
Utility costs in Federalsburg tend to be higher in the summer months due to air conditioning usage, with average electric bills increasing by 20-30% from June to August. In contrast, winter months see lower utility costs, with average bills decreasing by 10-20% from December to February.
🏛️ Local Tax Details
The ZIP code 21632 has a property tax millage rate of 0.85, with no local surtaxes specific to Caroline County
👶 Family & Stroller Friendliness
Score 6: Federalsburg has some sidewalks and bike lanes, but the town's infrastructure could be improved to better accommodate families with strollers, with more attention to park access and elevator access in transit.
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