⚡ Featured Deal
Essentials for Your New Home
🛒 Shop This Deal NowAs an Amazon Associate I earn from qualifying purchases.
Fernley, NV Utility & Living Guide
Utilities, housing, taxes, cost of living, and local insights — everything residents and families need.
Monthly Utility Costs
$130/mo
—
$50/mo
$30/mo
$60/mo
Housing Market
| Rent & Property | |
|---|---|
| 1 Bedroom | $1100/mo |
| 2 Bedrooms | $1400/mo |
| 3 Bedrooms | $1900/mo |
| Median Home Price | $340,000 |
| Property Tax Rate | 0.85% |
| Avg Childcare/mo | $900 |
The housing market in Fernley is relatively affordable, with a mix of new and established neighborhoods. Home prices have been steadily increasing over the past few years. Rentals are also available, ranging from apartments to single-family homes.
Cost of Living
108
+8% above national average
105
102
105
$900
Tax Rates
| Tax Overview | |
|---|---|
| Total Sales Tax | 7.725% |
| Property Tax Rate | 0.85% |
| <p>State 6.5% + County 0.5% + City 0.725%</p> | |
Nevada has no state income tax
Family & Relocation
55
7.2/10
$900/mo
City Pulse
Fernley has limited public transportation, but the city is relatively walkable and bikeable
- Fernley Swimming Pool
- Fernley Recreation Center
- Pyramid Lake
Best Neighborhoods for Families
Household Budget Calculator
Estimate your real monthly cost of living in Fernley based on your household profile.
📰 Live Local News
Fernley has regulations regarding zoning, building permits, and business licenses
Financial Tools
- Income Tax CalculatorEstimate take-home pay by state
- Mortgage CalculatorMonthly payment estimator
- Affordability CalculatorHow much home can you afford?
- Childcare Cost EstimatorCompare daycare costs by city
- Retirement PlannerRetirement readiness check
- Car Lease CalculatorMonthly lease payment estimator
- Savings CalculatorGrow your emergency fund
- City Comparison ToolCompare cities side by side
Find Another City Guide
Search by city name or ZIP code to find utility costs, housing data and cost of living guides.
📊 Fernley — Census & Demographic Data
Official data from the US Census Bureau, American Community Survey.
☀️ Seasonal Utility Costs
Summer months bring higher electricity costs due to air conditioning usage, while winter months see increased costs for heating. However, the city's dry climate means that overall utility costs remain relatively stable throughout the year.
🏛️ Local Tax Details
The 89408 ZIP code has a property tax millage rate of 3.307, with no local surtaxes
👶 Family & Stroller Friendliness
6, due to the city's relatively flat terrain and some sidewalks, but limited public transportation and some areas with no pedestrian infrastructure
Nevada Living Report — July 27, 2026
Nevada has long been a land of reinvention, a place where desert landscapes meet the glitter of urban...
Read more →
Nevada Living Report — July 26, 2026
For those considering a move to Nevada, the Silver State offers a tantalizing mix of desert landscapes, low...
Read more →
Nevada Living Report — July 25, 2026
Nevada, long known as a transient destination for tourists and gamblers, is quietly reinventing itself as a permanent...
Read more →
Nevada Living Report — July 24, 2026
Nevada’s population has reached just over 3.1 million residents, a figure that swells and contracts with the rhythms...
Read more →
Get your home essentials, storage, and moving supplies delivered.
Shop Moving EssentialsAs an Amazon Associate I earn from qualifying purchases.