⚡ Featured Deal
Essentials for Your New Home
🛒 Shop This Deal NowAs an Amazon Associate I earn from qualifying purchases.
Fernwood, ID Utility & Living Guide
Fernwood is a small unincorporated community in the southeastern corner of Benewah County, Idaho, United States, located just to the east of State Highway 3. The city shares a public K-6 school with the communities of Clarkia, Santa and Emida. All students attend high school and middle school in St.
Monthly Utility Costs
$110/mo
—
$40/mo
$20/mo
$60/mo
Housing Market
| Rent & Property | |
|---|---|
| 1 Bedroom | $1000/mo |
| 2 Bedrooms | $1400/mo |
| 3 Bedrooms | $1900/mo |
| Median Home Price | $280,000 |
| Property Tax Rate | 1.1% |
| Avg Childcare/mo | $900 |
The housing market in Fernwood is relatively stable, with a mix of older homes and new constructions. Rentals are available but limited, and prices have been steadily increasing over the past few years. Overall, Fernwood offers an affordable housing option for those looking to escape city life.
Cost of Living
105
+5% above national average
102
98
100
$900
Tax Rates
| Tax Overview | |
|---|---|
| Total Sales Tax | 6% |
| Property Tax Rate | 1.1% |
| <p>State 6% + No County tax + No City tax</p> | |
Idaho has a state income tax with a top rate of 6.925%, but no local income taxes are imposed in Fernwood.
Family & Relocation
55
7/10
$900/mo
City Pulse
Fernwood has limited public transit, but its small size makes it walkable and bikeable, with some sidewalks and crosswalks, though stroller accessibility can be challenging in some areas.
- Silverwood Theme Park
- Lake Pend Oreille
- Kaniksu National Forest
Best Neighborhoods for Families
Household Budget Calculator
Estimate your real monthly cost of living in Fernwood based on your household profile.
📰 Live Local News
Fernwood has zoning laws to preserve its rural character and requires permits for certain home improvements.
Financial Tools
- Income Tax CalculatorEstimate take-home pay by state
- Mortgage CalculatorMonthly payment estimator
- Affordability CalculatorHow much home can you afford?
- Childcare Cost EstimatorCompare daycare costs by city
- Retirement PlannerRetirement readiness check
- Car Lease CalculatorMonthly lease payment estimator
- Savings CalculatorGrow your emergency fund
- City Comparison ToolCompare cities side by side
Find Another City Guide
Search by city name or ZIP code to find utility costs, housing data and cost of living guides.
📊 Fernwood — Census & Demographic Data
Official data from the US Census Bureau, American Community Survey.
☀️ Seasonal Utility Costs
Utility costs in Fernwood fluctuate seasonally, with higher electricity bills in winter due to heating needs and slightly higher water bills in summer due to lawn irrigation. However, the overall cost remains relatively stable throughout the year.
🏛️ Local Tax Details
The property tax millage rate in Fernwood's ZIP code is around 1.1%, with no additional local surtaxes.
👶 Family & Stroller Friendliness
6, Fernwood has some sidewalks and crosswalks, especially in the downtown area, but its rural nature means that not all areas are easily accessible with a stroller, and public transit is limited.
Idaho Living Report — July 27, 2026
From the jagged peaks of the Sawtooth Range to the rolling potato fields of the Snake River Plain,...
Read more →
Idaho Living Report — July 26, 2026
Against a backdrop of soaring prices in many western states, Idaho has carved out a reputation as a...
Read more →
Idaho Living Report — July 25, 2026
Idaho’s population now sits at roughly 1,854,109, a modest but steady increase that reflects a quiet migration pattern...
Read more →
Idaho Living Report — July 24, 2026
With a population of just over 1.85 million spread across a landscape of high desert plains, rugged mountains,...
Read more →
Get your home essentials, storage, and moving supplies delivered.
Shop Moving EssentialsAs an Amazon Associate I earn from qualifying purchases.