Fishing Creek, MD Utility & Living Guide

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Fishing Creek, MD Utility & Living Guide

Living in Fishing Creek, MD offers a serene and peaceful environment with plenty of outdoor activities to enjoy.

Last updated: October 9, 2026
Total Utilities$290/mo
1BR Rent$1100/mo
Sales Tax6%
COL Index105 (+5% above national average)
Family Score7/10
Median Home$280,000
📷 Live Cameras — Fishing Creek
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🌤️ Live Weather — Fishing Creek
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The current financial trend in Fishing Creek is driven by tourism and outdoor recreation, with a growing demand for vacation rentals and eco-tourism activities. The area is also seeing an increase in remote workers and entrepreneurs.
⚠️ Natural Hazard History — Fishing Creek
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💰 Budget Calculator
🔌 Utilities
🏠 Housing
📊 Cost of Living
💰 Taxes
👨‍👩‍👧 Families
🧮 Tools

Monthly Utility Costs

⚡ Electric

$140/mo

Choptank Electric Cooperative
🔥 Gas

—

N/A - Electric only
💧 Water

$50/mo

Dorchester County Water and Sewer
🗑️ Garbage

$30/mo

Dorchester County Department of Public Works
📶 Internet

$70/mo

Combined Average Overhead$290/month

Housing Market

Rent & Property
1 Bedroom$1100/mo
2 Bedrooms$1400/mo
3 Bedrooms$2000/mo
Median Home Price$280,000
Property Tax Rate1.1%
Avg Childcare/mo$900

The housing market in Fishing Creek is relatively affordable, with a mix of older and newer homes available. Rentals are also available, but may be limited. The area is popular for its natural beauty and outdoor recreation opportunities.

Cost of Living

Overall COL Index

105

US national avg = 100
vs National Avg

+5% above national average

Groceries

102

Transportation

98

Healthcare

100

Childcare/mo

$900

Tax Rates

Tax Overview
Total Sales Tax6%
Property Tax Rate1.1%
<p>State 6% + County 0% + City 0%</p>

Maryland has a progressive income tax system, with rates ranging from 2% to 5.75%

Family & Relocation

Family Vibe Score
7/10
Safety Index

60

Higher = safer
School Rating

7/10

GreatSchools avg
Avg Childcare

$900/mo

City Pulse

Population Trend
+2% (growing)
Political Climate
Purple description, with a mix of conservative and liberal views
Business Momentum
Moderate, with key industries in tourism, agriculture, and small business
Top Local Concerns
Environmental protection, economic development, public services
🚌 Transit for Families

Fishing Creek has limited public transportation, but the area is relatively flat and walkable, making it accessible for strollers

🎡 Top Kid Attractions
  • 🎯
    Assateague Island National Seashore
  • 🎯
    Dorchester County Public Library
  • 🎯
    Cambridge Creek

Best Neighborhoods for Families

The area around the Fishing Creek waterfront is popular for families, with its scenic views and outdoor recreation opportunities. The nearby town of Cambridge also offers a range of amenities and services.

Household Budget Calculator

Estimate your real monthly cost of living in Fishing Creek based on your household profile.

📰 Live Local News

Fishing Creek has regulations in place to protect its natural environment and preserve its rural character.

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📊 Fishing Creek — Census & Demographic Data

Official data from the US Census Bureau, American Community Survey.

☀️ Seasonal Utility Costs

Utility costs in Fishing Creek tend to be higher in the summer months due to air conditioning usage, while winter months see a slight increase in heating costs. However, the area's mild climate means that overall utility costs remain relatively stable throughout the year.

🏛️ Local Tax Details

The ZIP code 21634 has a property tax millage rate of 0.85, with no local surtaxes

👶 Family & Stroller Friendliness

Score 6: Fishing Creek has some sidewalks and park access, but elevator access in transit is limited, and family infrastructure is still developing

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