Framingham, MA Utility & Living Guide

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Framingham, MA Utility & Living Guide

Living in Framingham, MA offers a unique blend of small-town charm and big-city amenities just outside of Boston

Last updated: June 26, 2026
Total Utilities$370/mo
1BR Rent$1800/mo
Sales Tax6.25%
COL Index146 (+20% above national average)
Family Score7/10
Median Home$430,000
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⚠️ Natural Hazard History — Framingham
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💰 Budget Calculator
🔌 Utilities
🏠 Housing
📊 Cost of Living
💰 Taxes
👨‍👩‍👧 Families
🧮 Tools

Monthly Utility Costs

⚡ Electric

$140/mo

Eversource Energy
🔥 Gas

$80/mo

National Grid
💧 Water

$50/mo

Framingham Water Department
🗑️ Garbage

$30/mo

Framingham Department of Public Works
📶 Internet

$70/mo

Combined Average Overhead $370/month

Housing Market

Rent & Property
1 Bedroom$1800/mo
2 Bedrooms$2200/mo
3 Bedrooms$2800/mo
Median Home Price$430,000
Property Tax Rate1.23%
Avg Childcare/mo$1200

Framingham’s housing market is highly competitive, with a mix of older and newer homes, and a strong demand for rentals. The town has a range of neighborhoods, from urban to suburban, and a growing downtown area. However, affordability can be a challenge, especially for first-time homebuyers.

Cost of Living

Overall COL Index

146

US national avg = 100
vs National Avg

+20% above national average

Groceries

108

Transportation

102

Healthcare

105

Childcare/mo

$1200

Tax Rates

Tax Overview
Total Sales Tax6.25%
Property Tax Rate1.23%
<p>State 5.2% + No County tax</p>

Massachusetts has a flat state income tax rate of 5.2%, with no local income tax

Family & Relocation

Family Vibe Score
7/10
Safety Index

60

Higher = safer
School Rating

7.2/10

GreatSchools avg
Avg Childcare

$1200/mo

City Pulse

Population Trend
+5% (growing)
Political Climate
Blue
Business Momentum
High, with key industries in tech, biotech, and healthcare
Top Local Concerns
Traffic, affordability, public transportation
🚌 Transit for Families

Framingham has a relatively stroller-friendly public transit system, with accessible buses and a commuter rail line into Boston

🎡 Top Kid Attractions
  • 🎯
    Framingham Public Library
  • 🎯
    Framingham Community Park
  • 🎯
    Garden in the Woods

Best Neighborhoods for Families

The downtown area, Nobscot, and Saxonville are popular neighborhoods for families, with a range of housing options and access to parks, schools, and community amenities. These areas offer a mix of urban and suburban living, with a strong sense of community.

Household Budget Calculator

Estimate your real monthly cost of living in Framingham based on your household profile.

Local Briefing & Neighborhood Pulse

Live Local News

Framingham has regulations around zoning, parking, and waste management, and is working to promote sustainability and environmental protection

Framingham is seeing growth in the tech and biotech industries, with several major companies having a presence in the area, and a strong startup scene. However, the town is also facing challenges around affordability and traffic congestion.

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📊 Framingham — Census & Demographic Data

Official data from the US Census Bureau, American Community Survey.

☀️ Seasonal Utility Costs

In the summer, utility costs in Framingham can be higher due to air conditioning usage, while in the winter, heating costs can be significant due to the cold New England climate. Residents can expect to pay around 10-20% more for utilities during these peak seasons.

🏛️ Local Tax Details

The town of Framingham has a property tax rate of 1.23%, with no local surtaxes. ZIP codes 01701, 01702, and 01703 have slightly different tax rates due to varying property values.

👶 Family & Stroller Friendliness

8/10, due to the town's relatively flat terrain, accessible sidewalks, and parks, as well as elevator access in many public buildings and transit hubs

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