Fruit Cove, FL Utility & Living Guide

⚡ Featured Deal

Essentials for Your New Home

🛒 Shop This Deal Now

As an Amazon Associate I earn from qualifying purchases.

Tier 3 Location

Fruit Cove, FL Utility & Living Guide

Fruit Cove is a census-designated place (CDP) in St. Johns County, Florida, United States.

Last updated: July 9, 2026
Total Utilities$285/mo
1BR Rent$1922/mo
Sales Tax7.5%
COL Index105 (+5% above national average)
Family Score8/10
Median Home$406,700
📷 Live Cameras — Fruit Cove
Live camera
Live · refreshing...
🌤️ Live Weather — Fruit Cove
Loading weather...
Living in Fruit Cove, summers are hot, with Jul highs around 89.3°F, while winters stay mild, with Jan lows rarely below 50.1°F. At just 417 heating degree days per year, home heating costs are minimal. The area receives 47.7 inches of rainfall per year. Within 5 miles: 24 parks, 3 groceries, 17 dining spots and 2 schools. For hospital care, the nearest facility is in a neighboring city. Median household income: $134,535. With a 2.3% poverty rate and 85.2% homeownership, the community reflects a stable residential mix. Nearby cities: Orange Park (7mi NW), Green Cove Springs (8mi SW), Durbin (9mi E). Air quality is Good — avg AQI 39 over the past week.
📍 City Briefing
Living in Fruit Cove, summers are hot, with Jul highs around 89.3°F, while winters stay mild, with Jan lows rarely below 50.1°F. At just 417 heating degree days per year, home heating costs are minimal. The area receives 47.7 inches of rainfall per year. Within 5 miles: 24 parks, 3 groceries, 17 dining spots and 2 schools. For hospital care, the nearest facility is in a neighboring city. Median household income: $134,535. With a 2.3% poverty rate and 85.2% homeownership, the community reflects a stable residential mix. Nearby cities: Orange Park (7mi NW), Green Cove Springs (8mi SW), Durbin (9mi E). Air quality is Good — avg AQI 39 over the past week.
⚠️ Natural Hazard History — Fruit Cove
Loading hazard data...
💼 Calculate Your Future Retirement Income

Moving Your Assets to Fruit Cove?

Moving to Fruit Cove? Find out how much retirement income you could generate based on your current savings, age, and goals. Calculate Your Retirement Income → Free · Takes 2 minutes · No personal data required
💰 Budget Calculator
🔌 Utilities
🏠 Housing
📊 Cost of Living
💰 Taxes
👨‍👩‍👧 Families
🧮 Tools

Monthly Utility Costs

⚡ Electric

$135/mo

JEA
🔥 Gas

N/A - Electric only
💧 Water

$50/mo

St. Johns County Utilities
🗑️ Garbage

$30/mo

Waste Pro USA
📶 Internet

$70/mo

Combined Average Overhead$285/month

Housing Market

Rent & Property
1 Bedroom$1922/mo
2 Bedrooms$2136/mo
3 Bedrooms$2670/mo
Median Home Price$406,700
Property Tax Rate1.1%
Avg Childcare/mo$950

The housing market in Fruit Cove is competitive with steady appreciation. New developments are common, catering to families seeking suburban comfort.

Cost of Living

Overall COL Index

105

US national avg = 100
vs National Avg

+5% above national average

Groceries

102

Transportation

98

Healthcare

100

Childcare/mo

$950

Tax Rates

Tax Overview
Total Sales Tax7.5%
Property Tax Rate1.1%
<p>State 6% + County 1.5%</p>

Florida has no state income tax.

Family & Relocation

Family Vibe Score
8/10
Safety Index

75

Higher = safer
School Rating

8/10

GreatSchools avg
Avg Childcare

$950/mo

City Pulse

Population Trend
+8% (growing)
Political Climate
Purple (mix of Republican and Democratic voters)
Business Momentum
Moderate with key industries in healthcare, education, and retail.
Top Local Concerns
Traffic congestion, school overcrowding, property taxes
🚌 Transit for Families

Limited public transit; car-dependent but sidewalks and parks are stroller-friendly.

🎡 Top Kid Attractions
  • 🎯
    Fruit Cove Baptist Church Playground
  • 🎯
    Julington-Durbin Preserve
  • 🎯
    The Players Championship

Best Neighborhoods for Families

The Palencia and Durbin Crossing areas are highly sought after for their amenities and top-rated schools. Waterfront properties along the St. Johns River are also popular.

Household Budget Calculator

Estimate your real monthly cost of living in Fruit Cove based on your household profile.

Financial Tools

Calculators
Planning Tools

Find Another City Guide

Search by city name or ZIP code to find utility costs, housing data and cost of living guides.

📊 Fruit Cove — Census & Demographic Data

Official data from the US Census Bureau, American Community Survey.

💰 Median Household Income
$134,535
👤 Median Age
40.7
🏠 Homeownership Rate
85.2%
🔑 Renter Rate
14.8%
📉 Poverty Rate
2.3%
💼 Unemployment Rate
2.6%
📡 Internet Access
95.0%
🎓 College Educated
47.4%

☀️ Seasonal Utility Costs

Summer AC usage spikes electric bills to $160+, while winter costs drop to around $100. Water usage remains consistent year-round.

🏛️ Local Tax Details

Fruit Cove ZIP 32259 has a millage rate of 15.5 mills. No local surtaxes beyond county rates.

👶 Family & Stroller Friendliness

7/10: Good sidewalk coverage in subdivisions, excellent park access, but limited public transit options.

📍 Fruit Cove City Stories

Fruit Cove, Florida — City Overview

Living in Fruit Cove, summers are hot, with Jul highs around 89.3°F, while winters stay mild, with Jan...

Read more →
📰 Latest FL Stories
Florida Living Report — July 27, 2026

Florida Living Report — July 27, 2026

With a population now exceeding 21.6 million, Florida has become more than just a retirement destination; it is...

Read more →
Florida Living Report — July 26, 2026

Florida Living Report — July 26, 2026

For anyone weighing a move to Florida, the numbers paint a picture of a state that is both...

Read more →
Florida Living Report — July 25, 2026

Florida Living Report — July 25, 2026

When considering a move to Florida, you are stepping into the nation’s third most populous state, with over...

Read more →
Florida Living Report — July 24, 2026

Florida Living Report — July 24, 2026

Florida, with a population surpassing 21.6 million, has long been a magnetic destination for Americans seeking a change...

Read more →
Amazon

Get your home essentials, storage, and moving supplies delivered.

Shop Moving Essentials

As an Amazon Associate I earn from qualifying purchases.