Fulton, NY Utility & Living Guide

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Tier 3 Location

Fulton, NY Utility & Living Guide

Fulton offers a charming small-town atmosphere with easy access to outdoor recreation and a tight-knit community.

Last updated: June 25, 2026
Total Utilities$335/mo
1BR Rent$850/mo
Sales Tax8%
COL Index85 (-5% below national average)
Family Score7/10
Median Home$150,000
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⚠️ Natural Hazard History — Fulton
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💰 Budget Calculator
🔌 Utilities
🏠 Housing
📊 Cost of Living
💰 Taxes
👨‍👩‍👧 Families
🧮 Tools

Monthly Utility Costs

⚡ Electric

$120/mo

National Grid
🔥 Gas

$80/mo

National Grid
💧 Water

$45/mo

City of Fulton Water Department
🗑️ Garbage

$25/mo

City of Fulton Department of Public Works
📶 Internet

$65/mo

Combined Average Overhead $335/month

Housing Market

Rent & Property
1 Bedroom$850/mo
2 Bedrooms$1100/mo
3 Bedrooms$1400/mo
Median Home Price$150,000
Property Tax Rate2.8%
Avg Childcare/mo$800

Fulton’s housing market is affordable compared to national averages, with a mix of historic homes and newer developments. Inventory is limited but prices remain stable.

Cost of Living

Overall COL Index

85

US national avg = 100
vs National Avg

-5% below national average

Groceries

90

Transportation

95

Healthcare

88

Childcare/mo

$800

Tax Rates

Tax Overview
Total Sales Tax8%
Property Tax Rate2.8%
<p>State 4% + County 4% + City 0%</p>

New York State income tax ranges from 4% to 8.82% depending on income level.

Family & Relocation

Family Vibe Score
7/10
Safety Index

65

Higher = safer
School Rating

6/10

GreatSchools avg
Avg Childcare

$800/mo

City Pulse

Population Trend
-2% (declining)
Political Climate
Purple (mixed Democratic/Republican)
Business Momentum
Moderate with key industries in manufacturing, healthcare, and education
Top Local Concerns
Economic development, infrastructure maintenance, school funding
🚌 Transit for Families

Limited public transit options; mostly car-dependent but sidewalks are maintained in downtown areas.

🎡 Top Kid Attractions
  • 🎯
    Fulton War Memorial
  • 🎯
    Community Park
  • 🎯
    Riverwalk Trail

Best Neighborhoods for Families

The North End offers historic homes and walkability. Lakeside areas provide waterfront access and newer developments.

Household Budget Calculator

Estimate your real monthly cost of living in Fulton based on your household profile.

Local Briefing & Neighborhood Pulse

Live Local News

No plastic bag ban. Short-term rental regulations require registration.

Fulton is seeing growth in manufacturing and healthcare sectors. Local government is investing in downtown revitalization projects.

Financial Tools

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📊 Fulton — Census & Demographic Data

Official data from the US Census Bureau, American Community Survey.

💰 Median Household Income
$46,959
👤 Median Age
33.6
🏠 Homeownership Rate
53.3%
🔑 Renter Rate
46.7%
📉 Poverty Rate
23.6%
💼 Unemployment Rate
7.7%
📡 Internet Access
87.4%
🎓 College Educated
17.1%

☀️ Seasonal Utility Costs

Winter heating costs can double gas bills from December-February. Summer AC use increases electric bills by about 30%.

🏛️ Local Tax Details

ZIP 13069 property tax rate: $28.90 per $1,000 assessed value. No additional local surtaxes.

👶 Family & Stroller Friendliness

6/10: Decent sidewalks in downtown areas but limited accessibility in older neighborhoods. Some parks have stroller-friendly paths.

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