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Garden City, ID Utility & Living Guide
Utilities, housing, taxes, cost of living, and local insights — everything residents and families need.
Monthly Utility Costs
$130/mo
$60/mo
$50/mo
$30/mo
$70/mo
Housing Market
| Rent & Property | |
|---|---|
| 1 Bedroom | $1100/mo |
| 2 Bedrooms | $1400/mo |
| 3 Bedrooms | $2000/mo |
| Median Home Price | $340,000 |
| Property Tax Rate | 1.25% |
| Avg Childcare/mo | $1200 |
The housing market in Garden City is growing rapidly, with new developments and renovations popping up throughout the city. However, this growth has also led to increased competition and higher prices. Despite this, Garden City remains an attractive option for those looking for a more affordable alternative to Boise.
Cost of Living
108
+8% above national average
105
96
102
$1200
Tax Rates
| Tax Overview | |
|---|---|
| Total Sales Tax | 6% |
| Property Tax Rate | 1.25% |
| <p>State 6% + No County or City tax</p> | |
Idaho has a state income tax with a top rate of 6.925%, but there are no local income taxes in Garden City.
Family & Relocation
55
7.2/10
$1200/mo
City Pulse
Garden City has a limited public transit system, but it is relatively stroller-friendly, with accessible buses and a growing network of bike lanes and sidewalks.
- Boise River Greenbelt
- Idaho State Capitol
- World Center for Birds of Prey
Best Neighborhoods for Families
Household Budget Calculator
Estimate your real monthly cost of living in Garden City based on your household profile.
📰 Live Local News
Garden City has regulations in place to preserve its small-town character, including restrictions on commercial development and a strong emphasis on community involvement.
Financial Tools
- Income Tax CalculatorEstimate take-home pay by state
- Mortgage CalculatorMonthly payment estimator
- Affordability CalculatorHow much home can you afford?
- Childcare Cost EstimatorCompare daycare costs by city
- Retirement PlannerRetirement readiness check
- Car Lease CalculatorMonthly lease payment estimator
- Savings CalculatorGrow your emergency fund
- City Comparison ToolCompare cities side by side
Find Another City Guide
Search by city name or ZIP code to find utility costs, housing data and cost of living guides.
📊 Garden City — Census & Demographic Data
Official data from the US Census Bureau, American Community Survey.
☀️ Seasonal Utility Costs
Utility costs in Garden City tend to be higher in the winter months due to heating needs, with the average gas bill increasing by 20-30% from December to February. In contrast, summer months see a slight decrease in utility costs, with the average electric bill decreasing by 10-15% from June to August.
🏛️ Local Tax Details
The property tax millage rate in Garden City is 1.25%, with no local surtaxes. However, residents may be subject to additional taxes depending on their specific ZIP code and location within the city.
👶 Family & Stroller Friendliness
Score: 8, Garden City has made significant investments in its sidewalks, parks, and bike lanes, making it a relatively stroller-friendly city. However, some areas still lack adequate accessibility features, such as curb cuts and elevator access in older buildings.
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