Georgetown, DE Utility & Living Guide

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Georgetown, DE Utility & Living Guide

Living in Georgetown, Delaware offers a unique blend of small-town charm and modern amenities, making it an attractive option for those looking to escape the hustle and bustle of city life.

Last updated: June 26, 2026
Total Utilities$290/mo
1BR Rent$1100/mo
COL Index108 (+8% above national average)
Family Score7/10
Median Home$280,000
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⚠️ Natural Hazard History — Georgetown
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💰 Budget Calculator
🔌 Utilities
🏠 Housing
📊 Cost of Living
💰 Taxes
👨‍👩‍👧 Families
🧮 Tools

Monthly Utility Costs

⚡ Electric

$140/mo

Delmarva Power
🔥 Gas

N/A - Electric only
💧 Water

$50/mo

Town of Georgetown Water Department
🗑️ Garbage

$30/mo

Waste Management
📶 Internet

$70/mo

Combined Average Overhead $290/month

Housing Market

Rent & Property
1 Bedroom$1100/mo
2 Bedrooms$1400/mo
3 Bedrooms$2000/mo
Median Home Price$280,000
Property Tax Rate0.86%
Avg Childcare/mo$1200

The housing market in Georgetown is relatively affordable, with a range of options from historic homes to new constructions. However, the market can be competitive, and prices are rising. Rentals are also available, but may be limited in certain areas.

Cost of Living

Overall COL Index

108

US national avg = 100
vs National Avg

+8% above national average

Groceries

105

Transportation

94

Healthcare

102

Childcare/mo

$1200

Tax Rates

Tax Overview
Property Tax Rate0.86%
<p>State 0% + County 0% + City 0% (no sales tax in Delaware)</p>

Delaware has a progressive state income tax, with rates ranging from 0% to 5.95%. There are no local income taxes in Georgetown.

Family & Relocation

Family Vibe Score
7/10
Safety Index

60

Higher = safer
School Rating

7.2/10

GreatSchools avg
Avg Childcare

$1200/mo

City Pulse

Population Trend
+2% (growing)
Political Climate
Purple description, with a mix of Democratic and Republican influences
Business Momentum
Moderate, with key industries in agriculture, healthcare, and tourism
Top Local Concerns
Traffic, public safety, economic development
🚌 Transit for Families

Georgetown has a limited public transit system, but it is relatively stroller-friendly, with accessible sidewalks and some bike lanes.

🎡 Top Kid Attractions
  • 🎯
    Lewes Beach
  • 🎯
    Cape Henlopen State Park
  • 🎯
    Georgetown Public Library

Best Neighborhoods for Families

The downtown area and surrounding historic districts are popular with families, offering a mix of old and new homes, and easy access to shops and restaurants. The northwest part of town also has some newer developments with family-friendly amenities.

Household Budget Calculator

Estimate your real monthly cost of living in Georgetown based on your household profile.

Local Briefing & Neighborhood Pulse

Live Local News

Georgetown has regulations regarding zoning, building codes, and historic preservation. Residents should also be aware of the town’s noise ordinances and parking restrictions.

Georgetown is experiencing growth in its downtown area, with new businesses and restaurants opening. However, this growth also brings challenges, such as increased traffic and parking demands. The town is working to balance development with preservation of its historic character.

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📊 Georgetown — Census & Demographic Data

Official data from the US Census Bureau, American Community Survey.

☀️ Seasonal Utility Costs

Utility costs in Georgetown tend to be higher in the summer due to air conditioning usage, with average electric bills increasing by 20-30% from June to August. In the winter, heating costs are relatively low, with natural gas not being widely used in the area.

🏛️ Local Tax Details

The ZIP code 19947 has a property tax millage rate of 0.86, with no local surtaxes. Sussex County, where Georgetown is located, has a relatively low property tax rate compared to other parts of the state.

👶 Family & Stroller Friendliness

Score 6/10: Georgetown has some accessible sidewalks and parks, but could improve its stroller-friendly infrastructure, particularly in terms of elevator access in public buildings and more dedicated bike lanes.

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