Georgetown, GA Utility & Living Guide

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Georgetown, GA Utility & Living Guide

Living in Georgetown, GA offers a charming small-town experience with a strong sense of community and affordable living

Last updated: September 27, 2026
Total Utilities$250/mo
1BR Rent$900/mo
Sales Tax8%
COL Index95 (-5% below national average)
Family Score7/10
Median Home$280,000
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🌤️ Live Weather — Georgetown
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Georgetown is seeing growth in its small business sector, with new shops and restaurants opening in the downtown area. However, the city still faces challenges related to limited job opportunities and a lack of affordable housing
⚠️ Natural Hazard History — Georgetown
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💰 Budget Calculator
🔌 Utilities
🏠 Housing
📊 Cost of Living
💰 Taxes
👨‍👩‍👧 Families
🧮 Tools

Monthly Utility Costs

⚡ Electric

$140/mo

Georgia Power
🔥 Gas

—

N/A - Electric only
💧 Water

$30/mo

City of Georgetown Water Department
🗑️ Garbage

$20/mo

Waste Management
📶 Internet

$60/mo

Combined Average Overhead$250/month

Housing Market

Rent & Property
1 Bedroom$900/mo
2 Bedrooms$1200/mo
3 Bedrooms$1800/mo
Median Home Price$280,000
Property Tax Rate1.1%
Avg Childcare/mo$800

The housing market in Georgetown is relatively affordable, with a mix of older and newer homes available. Rentals are also available, but options may be limited. The city has seen some growth in recent years, but it remains a small, tight-knit community

Cost of Living

Overall COL Index

95

US national avg = 100
vs National Avg

-5% below national average

Groceries

98

Transportation

92

Healthcare

105

Childcare/mo

$800

Tax Rates

Tax Overview
Total Sales Tax8%
Property Tax Rate1.1%
<p>State 4% + County 3% + City 1%</p>

Georgia has a progressive state income tax with rates ranging from 1% to 5.75%

Family & Relocation

Family Vibe Score
7/10
Safety Index

60

Higher = safer
School Rating

7/10

GreatSchools avg
Avg Childcare

$800/mo

City Pulse

Population Trend
+2% (growing)
Political Climate
Red
Business Momentum
Moderate, with key industries including agriculture, healthcare, and small business
Top Local Concerns
Economic development, education, public safety
🚌 Transit for Families

The city has limited public transportation options, but the downtown area is relatively walkable and stroller-friendly

🎡 Top Kid Attractions
  • 🎯
    Lake Eufaula
  • 🎯
    Georgetown City Park
  • 🎯
    Chattahoochee River

Best Neighborhoods for Families

The downtown area and surrounding neighborhoods offer a charming small-town feel, with tree-lined streets and historic homes. The city is also home to several newer subdivisions with more modern amenities

Household Budget Calculator

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📊 Georgetown — Census & Demographic Data

Official data from the US Census Bureau, American Community Survey.

☀️ Seasonal Utility Costs

Summer months bring higher electricity bills due to air conditioning usage, while winter months see lower bills. However, the city's mild winters mean that heating costs are relatively low

🏛️ Local Tax Details

The city's ZIP code 39854 has a property tax millage rate of 12.5 mills, with an additional 1% local surtax

👶 Family & Stroller Friendliness

6, due to the city's limited sidewalk network and lack of elevator access in some public buildings, but the downtown area is relatively flat and easy to navigate with a stroller

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