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Georgetown, MA Utility & Living Guide
Georgetown is a town in Essex County, Massachusetts, United States. The population was 8,470 at the 2020 census. It was incorporated in 1838 from part of Rowley.
Monthly Utility Costs
$140/mo
$80/mo
$50/mo
$30/mo
$70/mo
Housing Market
| Rent & Property | |
|---|---|
| 1 Bedroom | $1400/mo |
| 2 Bedrooms | $1800/mo |
| 3 Bedrooms | $2400/mo |
| Median Home Price | $380,000 |
| Property Tax Rate | 1.23% |
| Avg Childcare/mo | $1200 |
The housing market in Georgetown is competitive, with a mix of older and newer homes available. The town has a strong sense of community, with many families and young professionals calling it home. Rentals are also available, but can be scarce at times.
Cost of Living
118
+10% above national average
105
102
103
$1200
Tax Rates
| Tax Overview | |
|---|---|
| Total Sales Tax | 6.25% |
| Property Tax Rate | 1.23% |
| <p>State 5.2% + No County tax + Local 0.0% (no additional local tax)</p> | |
Massachusetts has a flat state income tax rate of 5.2%, with no local income tax in Georgetown.
Family & Relocation
60
7.2/10
$1200/mo
City Pulse
Georgetown has a limited public transportation system, but the town is relatively walkable and bikeable, with some stroller-friendly sidewalks and parks.
- Georgetown-Rowley State Forest
- Crane Beach
- Boston Museum of Science
Best Neighborhoods for Families
Household Budget Calculator
Estimate your real monthly cost of living in Georgetown based on your household profile.
📰 Live Local News
Georgetown has regulations regarding zoning, building permits, and historic district preservation.
Financial Tools
- Income Tax CalculatorEstimate take-home pay by state
- Mortgage CalculatorMonthly payment estimator
- Affordability CalculatorHow much home can you afford?
- Childcare Cost EstimatorCompare daycare costs by city
- Retirement PlannerRetirement readiness check
- Car Lease CalculatorMonthly lease payment estimator
- Savings CalculatorGrow your emergency fund
- City Comparison ToolCompare cities side by side
Find Another City Guide
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📊 Georgetown — Census & Demographic Data
Official data from the US Census Bureau, American Community Survey.
☀️ Seasonal Utility Costs
Utility costs in Georgetown tend to be higher in the winter months due to heating, with average bills increasing by 20-30% from December to February. In the summer, costs are relatively stable, with some increase in electricity usage for air conditioning.
🏛️ Local Tax Details
The ZIP code 01833 has a property tax millage rate of 18.45, with no additional local surtaxes.
👶 Family & Stroller Friendliness
Score 6/10: Georgetown has some stroller-friendly sidewalks and parks, but the town's hilly terrain and limited public transportation options can make it challenging for families with strollers to get around.
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