Georgetown, MA Utility & Living Guide

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Tier 3 Location

Georgetown, MA Utility & Living Guide

Living in Georgetown, MA offers a charming small-town atmosphere with easy access to Boston and the North Shore.

Last updated: June 26, 2026
Total Utilities$370/mo
1BR Rent$1400/mo
Sales Tax6.25%
COL Index118 (+10% above national average)
Family Score7/10
Median Home$380,000
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⚠️ Natural Hazard History — Georgetown
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💰 Budget Calculator
🔌 Utilities
🏠 Housing
📊 Cost of Living
💰 Taxes
👨‍👩‍👧 Families
🧮 Tools

Monthly Utility Costs

⚡ Electric

$140/mo

National Grid
🔥 Gas

$80/mo

National Grid
💧 Water

$50/mo

Georgetown Water Department
🗑️ Garbage

$30/mo

Republic Services
📶 Internet

$70/mo

Combined Average Overhead $370/month

Housing Market

Rent & Property
1 Bedroom$1400/mo
2 Bedrooms$1800/mo
3 Bedrooms$2400/mo
Median Home Price$380,000
Property Tax Rate1.23%
Avg Childcare/mo$1200

The housing market in Georgetown is competitive, with a mix of older and newer homes available. The town has a strong sense of community, with many families and young professionals calling it home. Rentals are also available, but can be scarce at times.

Cost of Living

Overall COL Index

118

US national avg = 100
vs National Avg

+10% above national average

Groceries

105

Transportation

102

Healthcare

103

Childcare/mo

$1200

Tax Rates

Tax Overview
Total Sales Tax6.25%
Property Tax Rate1.23%
<p>State 5.2% + No County tax + Local 0.0% (no additional local tax)</p>

Massachusetts has a flat state income tax rate of 5.2%, with no local income tax in Georgetown.

Family & Relocation

Family Vibe Score
7/10
Safety Index

60

Higher = safer
School Rating

7.2/10

GreatSchools avg
Avg Childcare

$1200/mo

City Pulse

Population Trend
+2% (growing)
Political Climate
Purple description, with a mix of Democratic and Republican voters
Business Momentum
Moderate, with key industries including healthcare, education, and technology
Top Local Concerns
Traffic, affordable housing, school funding
🚌 Transit for Families

Georgetown has a limited public transportation system, but the town is relatively walkable and bikeable, with some stroller-friendly sidewalks and parks.

🎡 Top Kid Attractions
  • 🎯
    Georgetown-Rowley State Forest
  • 🎯
    Crane Beach
  • 🎯
    Boston Museum of Science

Best Neighborhoods for Families

The downtown area and surrounding neighborhoods, such as Central Street and East Main Street, are popular with families due to their proximity to schools, parks, and shops. The town also has several newer developments with more affordable housing options.

Household Budget Calculator

Estimate your real monthly cost of living in Georgetown based on your household profile.

Local Briefing & Neighborhood Pulse

Live Local News

Georgetown has regulations regarding zoning, building permits, and historic district preservation.

Georgetown is experiencing growth in its downtown area, with new businesses and restaurants opening. The town is also investing in infrastructure improvements, including road repairs and utility upgrades.

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📊 Georgetown — Census & Demographic Data

Official data from the US Census Bureau, American Community Survey.

☀️ Seasonal Utility Costs

Utility costs in Georgetown tend to be higher in the winter months due to heating, with average bills increasing by 20-30% from December to February. In the summer, costs are relatively stable, with some increase in electricity usage for air conditioning.

🏛️ Local Tax Details

The ZIP code 01833 has a property tax millage rate of 18.45, with no additional local surtaxes.

👶 Family & Stroller Friendliness

Score 6/10: Georgetown has some stroller-friendly sidewalks and parks, but the town's hilly terrain and limited public transportation options can make it challenging for families with strollers to get around.

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