Georgetown, MD Utility & Living Guide

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Tier 3 Location

Georgetown, MD Utility & Living Guide

Living in Georgetown, MD offers a unique blend of historic charm and modern amenities in a small town setting

Last updated: June 26, 2026
Total Utilities$290/mo
1BR Rent$1100/mo
COL Index108 (+8% above national average)
Family Score7/10
Median Home$280,000
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⚠️ Natural Hazard History — Georgetown
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💰 Budget Calculator
🔌 Utilities
🏠 Housing
📊 Cost of Living
💰 Taxes
👨‍👩‍👧 Families
🧮 Tools

Monthly Utility Costs

⚡ Electric

$140/mo

Delmarva Power
🔥 Gas

N/A - Electric only
💧 Water

$50/mo

Town of Georgetown Water Department
🗑️ Garbage

$30/mo

Town of Georgetown Public Works
📶 Internet

$70/mo

Combined Average Overhead $290/month

Housing Market

Rent & Property
1 Bedroom$1100/mo
2 Bedrooms$1400/mo
3 Bedrooms$1900/mo
Median Home Price$280,000
Property Tax Rate0.85%
Avg Childcare/mo$1200

The housing market in Georgetown is relatively stable, with a mix of historic homes and newer constructions. Rentals are available but limited, and prices may vary depending on location and amenities. Homeownership is a popular option, with many residents choosing to invest in the local community.

Cost of Living

Overall COL Index

108

US national avg = 100
vs National Avg

+8% above national average

Groceries

105

Transportation

94

Healthcare

102

Childcare/mo

$1200

Tax Rates

Tax Overview
Property Tax Rate0.85%
<p>State 0% + County 0% + No local sales tax</p>

Maryland state income tax ranges from 4.75% to 5.75%, with no local income tax in Sussex County

Family & Relocation

Family Vibe Score
7/10
Safety Index

60

Higher = safer
School Rating

7.2/10

GreatSchools avg
Avg Childcare

$1200/mo

City Pulse

Population Trend
+2% (growing)
Political Climate
Purple description, with a mix of conservative and liberal views
Business Momentum
Moderate, with key industries in agriculture, healthcare, and small business
Top Local Concerns
Traffic, public safety, economic development
🚌 Transit for Families

Public transit is limited, but the town's compact downtown area is walkable and stroller-friendly

🎡 Top Kid Attractions
  • 🎯
    Lewes Beach
  • 🎯
    Cape Henlopen State Park
  • 🎯
    Delaware Seashore State Park

Best Neighborhoods for Families

The historic downtown area and surrounding neighborhoods offer a charming and family-friendly atmosphere, with easy access to local parks and amenities. The town's outskirts also offer more rural and secluded options, with larger properties and a more peaceful environment.

Household Budget Calculator

Estimate your real monthly cost of living in Georgetown based on your household profile.

Local Briefing & Neighborhood Pulse

Live Local News

Zoning laws and historic district regulations are in place to preserve the town’s character and charm

Georgetown's economy is driven by agriculture, healthcare, and small businesses, with a growing trend towards tourism and local entrepreneurship. The town's historic downtown area is being revitalized with new shops and restaurants, making it an attractive destination for visitors and residents alike.

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📊 Georgetown — Census & Demographic Data

Official data from the US Census Bureau, American Community Survey.

☀️ Seasonal Utility Costs

Summer months bring higher electric bills due to air conditioning usage, while winter months see a slight increase in heating costs. However, the town's mild climate means that extreme temperature fluctuations are rare, and utility costs remain relatively stable throughout the year.

🏛️ Local Tax Details

Key ZIP code level tax info: property tax millage rates range from 0.45 to 0.65, with no local surtaxes specific to Georgetown

👶 Family & Stroller Friendliness

8/10, with wide sidewalks, accessible parks, and a compact downtown area, although some areas may lack elevator access in older buildings

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