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Gilford, NH Utility & Living Guide
Utilities, housing, taxes, cost of living, and local insights — everything residents and families need.
Monthly Utility Costs
$150/mo
—
$50/mo
$30/mo
$70/mo
Housing Market
| Rent & Property | |
|---|---|
| 1 Bedroom | $1400/mo |
| 2 Bedrooms | $1800/mo |
| 3 Bedrooms | $2400/mo |
| Median Home Price | $380,000 |
| Property Tax Rate | 1.8% |
| Avg Childcare/mo | $1200 |
The housing market in Gilford is competitive, with a mix of older and newer homes. The town has a strong sense of community, with many residents owning their own homes. Rentals are available, but often at a premium due to the town’s popularity with tourists and second-home owners.
Cost of Living
118
+10% above national average
105
94
102
$1200
Tax Rates
| Tax Overview | |
|---|---|
| Property Tax Rate | 1.8% |
| <p>State 0% + No county tax + No city tax</p> | |
New Hampshire has no state income tax, but does tax dividends and interest income.
Family & Relocation
60
7.5/10
$1200/mo
City Pulse
Gilford has limited public transportation, but the town is relatively walkable and bikeable, with some stroller-friendly sidewalks and parks.
- Gunstock Mountain Resort
- Lake Winnipesaukee
- and the Gilford Public Library
Best Neighborhoods for Families
Household Budget Calculator
Estimate your real monthly cost of living in Gilford based on your household profile.
📰 Live Local News
Gilford has regulations regarding zoning, building permits, and environmental protection.
Financial Tools
- Income Tax CalculatorEstimate take-home pay by state
- Mortgage CalculatorMonthly payment estimator
- Affordability CalculatorHow much home can you afford?
- Childcare Cost EstimatorCompare daycare costs by city
- Retirement PlannerRetirement readiness check
- Car Lease CalculatorMonthly lease payment estimator
- Savings CalculatorGrow your emergency fund
- City Comparison ToolCompare cities side by side
Find Another City Guide
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📊 Gilford — Census & Demographic Data
Official data from the US Census Bureau, American Community Survey.
☀️ Seasonal Utility Costs
Utility costs in Gilford fluctuate significantly by season, with higher electricity costs in the summer due to air conditioning and higher heating oil costs in the winter. Residents can expect to pay around 20-30% more for utilities during the peak summer and winter months.
🏛️ Local Tax Details
The ZIP code 03249 has a property tax millage rate of 18.5, with no local surtaxes.
👶 Family & Stroller Friendliness
6/10, with explanation: Gilford has some stroller-friendly sidewalks and parks, but the town's hilly terrain and limited public transportation can make it challenging for families with strollers to get around.
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